Welcome to a simpler world of finance

We grill the boffins, put providers through their paces and translate the jargon. Independent, plain-talking money help.

For people without a PhD in finance.

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Digital Advice

Where are you on your financial journey? We've broken down financial planning by different life stages - from early adulthood to retirement - to help you no matter where or when...

Investment Trusts

Investment trusts can claim a pedigree as long as the cash register, with the oldest going back more than 150 years. Unlike a cash register, there is no guarantee that they’ll dispense cash...

ETFs

Exchange-traded funds are the latest investment kid on the block and, wow, have they proved popular! They offer investors an easy ‘one stop shop’ for accessing global stock markets...

Sustainable Investing

At the heart of it, sustainable investing (or responsible investing) is choosing to use your savings to support businesses and investments which are well-positioned to thrive in the future...

Funds

Funds are ready-made baskets of investments managed for you by an expert. A great way to avoid making a clanger by choosing one duff share. Great for investing overseas...

Ready-Made Portfolios

A ready-made portfolio is a premade bundle of investments – that is, all the hard work of researching and selecting different investments is done for you by a professional...

Private Pensions

OK. So pensions are boring... but free money is not! It's quicker and easier than ever to set these things up. Any of us can set up and run a private pension online...

Holly's Blog

Want someone to cut through the jargon and tell you what you actually need to know? Founder and MD Holly Mackay gives you the low-down on what's happening in the world and how it really matters to you every Friday in her award-winning blog.

Latest Articles

Check out some of our latest content below.

How Mortgages Work | Types, Rates, LTV Rules & More

By Boring Money 7 Oct, 2025

This is our Library

We've tried to sort our mountains of content into easily navigable folders. Click to browse all our articles!

As seen strutting our stuff in...

Holly and the team have worked in the finance industry for many years but we are not regulated to give you personal financial advice. For every story on this website about a good investment, or something which went up by 10% or made someone £200, we could also share a story about a bad investment, something which fell in value or lost someone £200. We aim to provide general information and pointers – and btw we are totally agnostic about which providers you might pick – but if you have complex affairs, want personalised advice or need specific recommendations, please look at advice pages and see if regulated digital or traditional financial advice would be the best solution for your needs. Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 10 Lower Thames Street, London, England, EC3R 6AF.

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