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Holly Mackay
Holly MackayFounder and CEO

Value For Money Award 2026 | Boring Money

Voted for you, by you

Written by Boring Money

29 Jan, 2026

Who won the Value For Money Award 2026?

The winners are AJ Bell, Barclays Smart Investor, eToro, Freetrade, HSBC, interactive investor, J.P. Morgan Personal Investing, Lloyds Share Dealing, Moneybox, Monzo, NatWest Invest, PensionBee, Revolut, and Trading 212. These providers were selected entirely by real customers - over 27,000 investors rated their platforms for value for money throughout 2024, making this the only award decided by actual platform users, not analysts.

What are the Boring Money Best Buy Awards?

The Boring Money Best Buy Awards are independent rankings of UK investment platforms and providers, running for 9 consecutive years.

The awards recognise the best providers across multiple categories, including Stocks & Shares ISAs, pensions, digital investment apps, and customer experience.

At the heart of it all, our Best Buy Awards are designed to champion the voice of the consumer and help you make better, more informed choices about investing.

How is the Value For Money Award different from other awards?

The Value For Money Award is decided entirely by real customers, not by cost analysis or independent experts. Throughout 2025, over 27,000 investors using UK investment platforms scored their provider for value for money. This customer-voted approach recognises that value means different things to different investors - some prioritize rock-bottom costs, while others value premium features that justify higher prices. Winners prove their worth through actual user satisfaction, not just low fees.

Value For Money Award 2026 Winners

Winners are listed in alphabetical order and voted for by over 27,000 real customers.

AJ Bell

AJ Bell logo

Our Rating

Your Rating

In a nutshell

Low cost
May be complex for beginners
Good investment ideas and content

Barclays Smart Investor

Barclays

Our Rating

Your Rating

In a nutshell

Can neatly integrate your investment account with your bank account
Affordable for fund investors
The logged-in user experience can be quite clunky

eToro

etoro

Our Rating

Your Rating

In a nutshell

Trading platform
Buy and hold crypto alongside more mainstream assets
Follow their 'guru' traders

Freetrade

Freetrade

Our Rating

Your Rating

In a nutshell

Free ISAs & SIPPs
Free trading
Offer all investment types (funds, shares, ETFs, investment trusts)

HSBC

HSBC

Our Rating

Your Rating

In a nutshell

Competitive platform fees
For HSBC customers only
Ready-made options and third-party funds available

interactive investor

Interactive Investor logo

Our Rating

Your Rating

In a nutshell

Low cost for large portfolios
Wide range of investments
Good for share dealing

J.P. Morgan Personal Investing

J.P. Morgan Personal Investing

Our Rating

Your Rating

In a nutshell

Not the cheapest solution in town
Pre-packaged investments
The most established 'robo'

Lloyds Share Dealing

Our Rating

Not yet available

Your Rating

In a nutshell

Moneybox

Moneybox

Our Rating

Your Rating

In a nutshell

Excellent app
User-friendly tools simplify starting and maintaining investments
High platform fees

Monzo

Monzo

Our Rating

Your Rating

In a nutshell

Really easy to use and mobile-friendly
Quick set-up process
Handy quick-guides on investing

NatWest Invest

NatWest

Our Rating

Your Rating

In a nutshell

Only for NatWest customers
Limited investment choice
Low platform fees

PensionBee

PensionBee

Our Rating

Your Rating

In a nutshell

Brings pensions together
Nice digital service
Limited investment

Revolut

rev

Our Rating

Not yet available

Your Rating

In a nutshell

Disrupter bank
Easy to aggregate crypto and shares in one place
Fixed fee for crypto conversions

Trading 212

Trading 212 logo

Our Rating

Your Rating

In a nutshell

Broad range of choice
Free ISA
0.15% foreign exchange fees

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