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What we say

Very interesting newcomer which has a personalised app to guide better financial decisions across lots of aspects of your financial life.

  • Unlike many providers this is not just focussed on ISAs or pensions, and users will get specific tips or suggestions on what to do, mapped to your spending and income.

  • They charge £1 a month which gives you access to all three of their products (ISA, GIA and Lifetime ISA) as well as ongoing financial advice. There is then a platform charge of 0.3% per annum and the fund charges on top of this.

  • We don’t yet have the customer reviews or broader feedback to give this a higher score although we like what we see.

  • Good for those who prefer to use an app on your phone... no desktop option available here!

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The details

Cost (£10k): £42 (admin/advice) + investment fees

Cost (£100k): £312 (admin/advice) + investment fees