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What we say
Very interesting newcomer which has a personalised app to guide better financial decisions across lots of aspects of your financial life.
Unlike many providers this is not just focussed on ISAs or pensions, and users will get specific tips or suggestions on what to do, mapped to your spending and income.
They charge £1 a month which gives you access to all three of their products (ISA, GIA and Lifetime ISA) as well as ongoing financial advice. There is then a platform charge of 0.3% per annum and the fund charges on top of this.
We don’t yet have the customer reviews or broader feedback to give this a higher score although we like what we see.
Good for those who prefer to use an app on your phone... no desktop option available here!
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Cost (£10k): £42 (admin/advice) + investment fees
Cost (£100k): £312 (admin/advice) + investment fees