Compare the UK’s best Investment Platforms
Independent ratings, thousands of real customer reviews and plain-English Best Buys - for your ISA, pension or Lifetime ISA.
THE SHORT ANSWER
Which investment platform is best?
The best platform depends on which account you need and how much you're investing. Low-cost, app-based platforms usually win for smaller or simpler pots, while established full-service platforms suit larger portfolios and hands-on investors. We rate every major UK platform on cost, features and what real customers say - then pick a Best Buy for each account type. Choose yours below.
Start with your account type
Same trusted ratings and reviews, filtered to the account you’re actually opening.
Tax-free investing
Stocks & Shares ISA
Invest up to £20,000 a year with no tax on growth or withdrawal. The most popular home for most investors.
30+ providers compared → COMPARE ISAs
For Retirement
Pension (SIPP)
Take control of your retirement pot and get tax relief on what you pay in. Locked away until at least 55.
25+ providers compared → COMPARE PENSIONS
First home or retirement
Lifetime ISA
Save up to £4,000 a year and get a 25% government bonus on top - for a first home or later life.
5 providers compared → COMPARE LISAS
Why investors trust our ratings
We've been helping people choose better and pay less since 2015 - in plain English, with no faff.
60+
Real reviews
Verified ratings from people who actually use each platform - not paid endorsements.
30+
Platforms researched
Our team compares cost, service and features across every major UK provider.
10yrs
Independent research
An independent voice on the industry, trusted by consumers and the national press.
£0
Jargon
Information to help you choose - always in plain English, never financial advice.
How to choose an investment platform
Five things worth checking before you commit - whichever account you pick.
Cost
Platform fees and dealing charges vary a lot. The cheapest depends on your pot size and how often you trade.
Investment choice
Some offer thousands of funds and shares; others keep it simple with ready-made portfolios.
Ease of use
App-first or full website? Great for beginners or built for hands-on investors?
Customer service
When something goes wrong, does the provider actually help? Our reviews tell you.
Extras
Research, tools, interest on cash and account types can tip the balance between two close picks.
Investment platform questions, answered
An online service that lets you buy, hold and sell investments - funds, shares and ETFs - in one place. Most let you open a Stocks & Shares ISA, a pension and a Lifetime ISA, and charge a platform fee plus dealing costs.
It depends on how much you invest and what you hold. Low-cost, app-based platforms tend to be cheapest for smaller or fund-only pots, while flat-fee platforms often work out cheaper once your pot is large. Use the cost filter on each comparison to check against your own amount.
UK-regulated platforms are covered by the Financial Services Compensation Scheme (FSCS), which protects eligible investments up to £85,000 per person, per firm if the provider fails. This doesn't protect you from losses if your investments fall in value.
An ISA gives tax-free growth and access any time. A pension gives tax relief on contributions but locks money away until at least 55 (57 from 2028). Many people use both - it depends on when you'll need the money.
We combine our own independent research on cost and features with thousands of verified customer reviews, then award Best Buys by account type. Ratings are set by our research team.
By default our tables sort on the basis of (1) “Most Popular” providers based on customer choice (2) Descending order of the Boring Money customer recommendation score. Pricing may vary depending on money invested, transaction value and trading frequency. We have selected the pricing tiers we believe to be relevant to the largest number of investors.