Matthew Spence

Director

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Cardiff

About me

I am an experienced financial adviser committed to helping individuals and families achieve their financial goals. With over 19 years of experience in the financial industry, I have had the privilege of assisting numerous clients in making informed decisions and securing their financial future.

Over the course of my ten-year career as an Investment Manager, I became increasingly aware of the limitations within this role.This awareness motivated me to establish Spence Financial Ltd, with the purpose of offering clients a comprehensive and holistic range of Financial Planning services, spanning across all areas of their financial needs.

My approach to financial advice is to surpass expectations, and the following principles help me achieve this:

Attunement. This is to have the ability to see from your perspective. Within the context of financial planning, this means taking the time to genuinely listen to you.

Collaboration.This is to embrace collaboration with you. I am led by collaboration and not the sale of financial products. I work with you to plan for your future and find solutions to previously undiscovered financial challenges.

Clarity. I do not make assumptions and do not use financial jargon. I aim to educate and will take the time to ensure you understand advice given and the contextual environment surrounding the advice.

Outside of the office, on weekends, I enjoy hiking adventures with my wife, tinkering with our Land Rover Defender and when the weather and wave conditions align, surfing on the Welsh coastline.

I look forward to partnering with you on your financial journey.

My details

I like helping people on:

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Investment guidance

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Socially responsible investing

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Pensions - Approaching retirement

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Inheritance Tax Planning

My qualifications:

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BA (Hons.) Financial Services

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Investment Advice Diploma (CISI)

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Certificate in Investment Management (CFA Institute)

My charging model:

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Ongoing % fee