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    • Home • Advice • Common questions

    I want to open a Junior ISA - who should I go with?

    08 July 2021

    Question by Anisha

    Hi,

    I'm 36 and have a 10 month old baby and am now thinking about investing for my baby's future.

    I'm planning to open a Junior stocks and shares ISA in Vanguard's Life Strategy but understand that I will be limited to Vanguard's own funds; is this a disadvantage?

    Would you recommend looking at other platforms for example Nutmeg?

    Thanks,

    Anisha.

    Answered by

    Hi Anisha

    Congratulations on wanting to start saving! And to use a really cheap and accessible account like that available from Vanguard is a brilliant idea too!

    The Vanguard fund range is highly diverse and enables you to capture returns from global stock markets.

    They also have an ESG version, which means you can also save and help the planet in the process.

    Important stuffHolly and the team have worked in the finance industry for many years but we are not regulated to give you personal financial advice. For every story on this website about a good investment, or something which went up by 10% or made someone £200, we could also share a story about a bad investment, something which fell in value or lost someone £200. We aim to provide general information and pointers – and btw we are totally agnostic about which providers you might pick – but if you have complex affairs, want personalised advice or need specific recommendations, please look at advice pages and see if regulated digital or traditional financial advice would be the best solution for your needs. Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 10 Lower Thames Street, London, England, EC3R 6AF.
    Risk warningAs is always the case with investing, your capital is at risk. The value of your portfolio can go down as well as up and you may get back less than you invest. Tax treatment depends on your individual circumstances and may change in the future.
    Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 10 Lower Thames Street, London, England, EC3R 6AF.
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