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Holly Mackay
Holly MackayFounder and CEO

Which are the best investments?

Question by Bhupendra

Which are the best investments?

1. Top 5 Best Bonds in the past 5 years.
2. Top 5 BestAbsolute Returns Funds in the past 5 years.
3. Best Global Tracker funds in the past 5 years.


Answered by Boring Money

Hi Bhupendra, What are you looking to achieve through finding this information? Over 90% of funds that are top performing over a five year period are not in the top 25% of funds over the following 5 year period. There is very little consistency as far as the performance of fund managers and funds. Research shows that fund charges are a significant contributor to under or over performance in the long term. It is also worth considering if a multi-asset fund containing all of these asset classes might be worth investigating. Typically you can research funds on tools such as TrustNet as data is available for most funds that are UK listed and daily priced. You may find that this means going down a rabbit hole of an investment universe with thousands of different funds. Choice is not always a good thing and could lead to a poor investment decision. I would always advocate seeking independent and impartial financial advice before making an important financial decision.