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Can my lifetime ISA be put into the value of the house when my partner remortgages?

04 April 2022

Question by Sophie

I am going to be added to my partner's mortgage when he remortgages. Can my lifetime ISA be put into the value of the house at this point?

Answered by Adam McCallion

Hi Sophie

I cannot see why not, but I have to say I'm not entirely certain and you should make a quick enquiry with your solicitor who will confirm. I wanted to tell you to look out for Stamp Duty Land Tax which can be payable on transfers of equity depending the values involved, and again, your solicitor should inform you of the cost, if there is one, in advance.

Regards and best of luck

Adam

Answered by

Adam McCallion

Financial Adviser & Wealth Manager

I work with a broad range of clients, including mums and dads looking to build wealth and financial security, business owners looking for efficiencies and tax planning opportunities, and those approaching (or in) retirement seeking the best out of life after all the hard work is done!