Does your spouse receive half your State Pension on your death?

23 May 2022

Question by Raymond

Trying to ensure finances are futureproofed. Does your spouse receive half your State Pension on your death?


Answered by Boring Money

Hi Raymond,

Unfortunately, no. The state pension effectively "dies with you".

There is the potential to claim for a bereavement support payment, depending upon a sufficient national insurance record and other criteria being met.

Alternatively, life cover can be a suitable option although at a monthly cost.

Best regards

Answered by

Boring Money