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    I am a UK citizen that has retired to Spain. I would like to invest in the Vanguard platform but it looks like this is not allowed. Is that correct?

    18 November 2021

    Question by Nigel

    I am a UK citizen that has retired to Spain. I would like to invest in the Vanguard platform but it looks like this is not allowed. Is that correct?

    Are there any similar online platforms that fit my UK/Spanish nationality/citizenship?

    Answered by Boring Money

    Hello Nigel,

    Vanguard have a range of products domiciled in Europe. There should be a fairly broad array of low cost investment funds and exchange traded funds which are UCITIS products, this means they cross national boundaries, so I am surprised you are having trouble accessing them. Are you going direct to Vanguard?

    The other consideration is tax, if you are resident in Spain all year then you will need to make sure that you understand and are registered to pay tax in Spain. You would also no longer be able to invest in tax efficient UK products such as ISAs if you are not normally resident in the UK.

    I hope that answers your question? If you have any further queries give me a shout.

    Kind Regards,

    Mary Green

    Answered by

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    Important stuffHolly and the team have worked in the finance industry for many years but we are not regulated to give you personal financial advice. For every story on this website about a good investment, or something which went up by 10% or made someone £200, we could also share a story about a bad investment, something which fell in value or lost someone £200. We aim to provide general information and pointers – and btw we are totally agnostic about which providers you might pick – but if you have complex affairs, want personalised advice or need specific recommendations, please look at advice pages and see if regulated digital or traditional financial advice would be the best solution for your needs. Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 10 Lower Thames Street, London, England, EC3R 6AF.
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    Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 10 Lower Thames Street, London, England, EC3R 6AF.
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