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Is it wise to invest money into bond funds rather than stock funds at the moment while prices are cheap?

25 April 2022

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Question by Tracy

Is it wise to invest money into bond funds rather than stock funds at the moment while prices are cheap?


Answered by Joshua Gerstler

Hi Tracy,

Over the long term, stocks have outperformed bonds.

Therefore, I would normally I would expect the bulk of an investment portfolio to be in stocks rather than bonds.

However, this will depend on your individual circumstances, such as what you are investing for, when you may want to access the money etc.

If it is a long term investment you should probably be going for the stocks.

I hope this helps!

Josh

Answered by

Joshua Gerstler

Chartered Financial Planner

I have been working in Financial Services for over 16 years. I started out at Deloitte where I trained and qualified as a Chartered Accountant before moving to Financial Advice/Planning at The Orchard Practice in 2011.