We have been with Quilter for 15 years is it wise to move?
14 February 2023
Question by Sandra
We have been with Quilter for 15 years is it wise to move? All our investments are with them - should we diversify?
Answered by Boring Money
I'm sorry to not be able to give you a proper answer, but it completely depends.
Are you still with a Quilter adviser? Are the investments set up to deliver what you want from the money? What's the risk profile? What product(s) are they in? What are the charges? What's the investment philosophy? Will there be tax implications?
There are so many reasons to think about that it would be wrong to simply say to move or not based on holding investments with one company for 15 years.
You would need to discuss it with an impartial third party, preferably an independent adviser to see what it is you want to achieve with your money, and then to look at whether your existing investments meet those needs.
If you want to book a call to talk it through and be in a more informed position to make the decision, then just let me know.