Holly Mckay
Holly MackayFounder and CEO
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    • Home • Pensions •

    ‏‏‎Everything you need to know about Workplace Pensions

    Workplace Pensions are one of the easiest ways to save for retirement – but they can also feel confusing. From auto-enrolment and minimum contributions to tax relief and employer top-ups, we put it in plain English so you can maximise your pension potential.

    What is a Workplace Pension?

    LEARN THE BASICSright arrow button

    Is my Workplace Pension any good?

    WHAT TO LOOK FORright arrow button

    How do I access my pension?

    SEE YOUR OPTIONSright arrow button

    Are you saving enough for retirement?

    CALCULATE NOWright arrow button

    Leave a review for your workplace provider 📝

    This is a new project for us at Boring Money and we need your input! Please leave a review of your Workplace Pension provider to help other readers answer that all-important question – is my pension provider any good?

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    See how others rate their provider 💯

    Find out how your workplace pension provider stacks up compared to the market with real customer reviews and ratings from our Community members.

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    Featured Workplace Pension Providers

    Boring Money Workplace Pension Review 2025: Aviva

    READ FULL REVIEWright arrow button

    Boring Money Workplace Pension Review 2025: Penfold

    READ FULL REVIEWright arrow button

    Boring Money Workplace Pension Review 2025: Royal London

    READ FULL REVIEWright arrow button

    Investment Calculators & Tools to Help Before Retirement

    Retirement Planner

    Sponsored by Royal London

    What will your retirement look like? Build a personalised plan and get a clear picture of your potential retirement income from your savings.

    CALCULATEright arrow button

    Salary Sacrifice

    Sponsored by Penfold

    Learn how this tax-efficient scheme helps employees boost take-home pay while employers save on National Insurance contributions. See real examples.

    Read Moreright arrow button

    Financial Support Guides

    Sponsored by Royal London

    Help with money management & financial advice. From everyday money tips to planning for retirement!

    READ GUIDESright arrow button

    Investment Calculators & Tools to Help You After Retirement

    Inheritance Tax Calculator

    Sponsored by Aviva

    Work out whether Inheritance Tax (IHT) will be due on your estate.

    CALCULATEright arrow button

    Equity release calculator

    Sponsored by Aviva

    See how much money you could take from your home.

    Read Moreright arrow button

    Pension withdrawal tax calculator

    Sponsored by Aviva

    Check the tax you may need to pay when you take money from your pension.

    CALCULATE NOWright arrow button

    Your pension questions answered

    You've been writing in to ask us how you can make your money work harder. So we're making it our mission to help real readers with real money problems.

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    Important stuffHolly and the team have worked in the finance industry for many years but we are not regulated to give you personal financial advice. For every story on this website about a good investment, or something which went up by 10% or made someone £200, we could also share a story about a bad investment, something which fell in value or lost someone £200. We aim to provide general information and pointers – and btw we are totally agnostic about which providers you might pick – but if you have complex affairs, want personalised advice or need specific recommendations, please look at advice pages and see if regulated digital or traditional financial advice would be the best solution for your needs. Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 10 Lower Thames Street, London, England, EC3R 6AF.
    Risk warningAs is always the case with investing, your capital is at risk. The value of your portfolio can go down as well as up and you may get back less than you invest. Tax treatment depends on your individual circumstances and may change in the future.
    Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 10 Lower Thames Street, London, England, EC3R 6AF.