Holly Mckay
Holly MackayFounder and CEO
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    • ‏‏Everything you need to know about pensions

    Not sure where to start with pensions? You’re not alone. Our guides break down Personal Pensions and the State Pension, plus how to save, what you’ll get, and how to plan for retirement with confidence.

    How to Reach Your Retirement Goals

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    How to Set Up Your Own Pension

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    Who is the best pension provider in the UK?

    Want to open a personal pension but don't have a clue where to start? Check out the winners of our coveted Best Buy SIPP award to see which providers topped the table on fees, investment choice, customer reviews and more.

    ‏‏‎Pension related articles

    Dive deeper into our handy articles - on everything from investing for retirement to the 25% tax-free lump sum.

    How will the 2027 inheritance tax changes affect your pension?
    By Boring Money 22 April, 2026
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    How should I manage my money in drawdown?
    By Holly Mackay 17 April, 2026
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    Best For Low-Cost Pension Over £50k Award 2026 | Boring Money
    By Boring Money 29 Jan, 2026
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    ISA vs Pension: Which is best to save for retirement?
    By Boring Money 17 Oct, 2025
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    Pension Transfers: Costs, Timings & How To Do It
    By Boring Money 17 Oct, 2025
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    Best Investment Trusts to Have in a Pension
    By Boring Money 25 Sep, 2025
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    A practical guide to retirement income in the UK
    By Boring Money 13 Mar, 2025
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    Will there still be a State Pension when I retire?
    By Boring Money 6 Mar, 2025
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    Will there still be a State Pension when I retire?
    By Boring Money 6 Mar, 2024
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    Your pension questions answered

    You've been writing in to ask us how you can make your money work harder. So we're making it our mission to help real readers with real money problems.

    Important stuffHolly and the team have worked in the finance industry for many years but we are not regulated to give you personal financial advice. For every story on this website about a good investment, or something which went up by 10% or made someone £200, we could also share a story about a bad investment, something which fell in value or lost someone £200. We aim to provide general information and pointers – and btw we are totally agnostic about which providers you might pick – but if you have complex affairs, want personalised advice or need specific recommendations, please look at advice pages and see if regulated digital or traditional financial advice would be the best solution for your needs. Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 10 Lower Thames Street, London, England, EC3R 6AF.
    InformationHistorically, money invested for more than five years grows more than cash savings. Remember that investments can also fall, so you might not get all of your money back. Tax treatment depends on individual circumstances and may change.
    Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 10 Lower Thames Street, London, England, EC3R 6AF.