5 best robo performers in the mid-risk category
27 Jan, 2022
Here are the robos which delivered the best returns for medium-risk portfolios in 2020 and 2021:
Moneybox - Balanced - 65% shares
Two-year returns: 23.49%
Return on £10,000 after two years (01-01-2020 - 31-12-2021, after charges): £12,349
What we say about this robo:
- Mobile-first
- Super engaging
- Investment choices are limited
Read our full review here.
What you say about this robo:
- It's very user friendly
- Managing your investments is a breeze
- Performance is easy to understand
Read all customer reviews here
How does Moneybox compare with other robo and DIY platforms?
HSBC My Investment - 51.57% shares
Two-year returns: 20.24%
Return on £10,000 after two years (01-01-2020 - 31-12-2021, after charges): £12,024
What we say about this robo:
- Great for less-confident investors who prefer to invest in a big player
- Simple starting process for new investors, although it takes at least half an hour to get through the questionnaire
- Gives you a decent idea of what a good or bad outcome looks like
Read our full review here.
What you say about this robo:
- Platform is easy to use
- Good performance
- Some say input is limited.
Read all customer reviews here.
How does HSBC compare with other robo and DIY platforms?
Vanguard - LifeStrategy- 60% shares
Two-year returns: 18.21%
Return on £10,000 after two years (01-01-2020 - 31-12-2021, after charges): £11,821
What we say about this robo:
- Good for no-nonsense, straightforward investing
- Low cost, but no frills either
- A huge global player, so you may feel in safe hands
Read our full review here.
What you say about this robo:
- The website and investment options are simple to understand
- Value for money
- Ease of setting up new ISAs, but some say fund choice is limited
Read all customer reviews here
How does Vanguard compare with other robo and DIY platforms?
Nutmeg - 50% shares
Two-year returns: 13.91%
Return on £10,000 after two years (01-01-2020 - 31-12-2021, after charges): £11,391
What we say about this robo:
- A leader when it comes to robo portfolios
- Good choice of Socially Responsible investment options
- Website is easy to navigate
What you say about this robo:
- Straightforward and easy to use
- Simple to top-up your account
Vanguard - LifeStrategy - 40% shares
Two-year returns: 13.55%
Return on £1,000 after two years (01-01-2020 - 31-12-2021, after charges): £11,355
What we say about this robo:
- Good for no-nonsense, straightforward investing
- Low cost, but no frills either
- A huge global player, so you may feel in safe hands
Read our full review here.
What you say about this robo:
- The simplicity of the website and investment options
- Value for money
- Ease of setting up new ISAs, but some say fund choice is limited
Read all customer reviews here
How does Vanguard compare with other robo and DIY platforms?
