Best Buys 2021: Best for Beginner Investors - Pensions
By Mike Narouei, Content Producer at Boring Money
24 Feb, 2021
The best investment platforms and robo advisers for beginner and first-time pension investors. Based on customer reviews and expert analysis of 30 test accounts.
Boring Money Best Buys 2021:
Best for Beginners - Pensions
AJ Bell Youinvest
Customer recommend score of 76%
If passive multi-asset funds are your bag (the hands-off ones that spread your money across lots of different investment types) then Youinvest is a strong choice for low charges. Guidance for beginners could be a little more intuitive, but still a deserving win.
Aviva
Customer recommend score of 52%
Reliable, familiar choice with a range of retirement calculators and tools.
Fidelity
Customer recommend score of 63%
The ready-made options you'll want as a beginner are well-priced here, so it's a good starting place to dip a toe into investing. Plus, our expert website testers gave generous scores throughout.
Hargreaves Lansdown
Customer recommend score of 77%
Good range of guidance; easy to use.
Vanguard
Customer recommend score of 86%
If you're just starting out and investing a small amount, costs will likely be on your side with Vanguard. And with good customer rankings, this big and sturdy provider is a decent choice.
PensionBee
Customer recommend score of 92%
Simple consolidation service; great customer service; support to keep savings on track towards retirement.
Willis Owen
Customer recommend score of 90%
Strong guidance for beginner investors; clear definitions of financial terms and explanations of core concepts; good content and customer service.