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Holly Mackay

Holly MackayFounder and CEO

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Important stuff

Holly and the team have worked in the finance industry for many years but we are not regulated to give you personal financial advice. For every story on this website about a good investment, or something which went up by 10% or made someone £200, we could also share a story about a bad investment, something which fell in value or lost someone £200. We aim to provide general information and pointers – and btw we are totally agnostic about which providers you might pick – but if you have complex affairs, want personalised advice or need specific recommendations, please look at advice pages and see if regulated digital or traditional financial advice would be the best solution for your needs. Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 37 Lombard Street, London, EC3V 9BQ.

Information

Historically, money invested for more than five years grows more than cash savings. Remember that investments can also fall, so you might not get all of your money back. Tax treatment depends on individual circumstances and may change.

Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 37 Lombard Street, London, EC3V 9BQ.

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About Boring Money Our business site How we make money How our ratings work Holly's investments Careers Contact us

© 2026 Boring Money. All rights reservedPrivacy policy|Cookie policy

COMPARE LEADING PENSION PROVIDERS

Enter your email to see which pension provider suits your needs.

I would like to hear from you about products, events, general marketing and other things from Boring Money – including personalised content and ads - but please try not to make them as boring as everything else in finance!

Already have an account? Login

How much would you like to invest?

Enter the amount and we'll calculate your charges

My Amount £

Filters

28 providers

How much to invest?

£

Account Type

28 Providers - Independently reviewed

Would Recommend

PensionBee

Our Rating

1198 reviews

Cost

£7.30

PensionBee

Brings pensions together

Nice digital service

Limited investment

£7.30

Our Rating

1198 reviews

Best Buy Pension 2026

Would Recommend

Pension AJ Bell Youinvest

Our Rating

545 reviews

Cost

£2.50

Pension AJ Bell Youinvest

Low cost

Strong on pensions

Good investment ideas and content

£2.50

Our Rating

545 reviews

Best Buy Pension 2026

Would Recommend

Pension Vanguard

Our Rating

319 reviews

Cost

£48.00

Pension Vanguard

Low fees on medium and large portfolios

Limited choice

Huge global player

£48.00

Our Rating

319 reviews

Best Buy Pension 2026

Would Recommend

Pension Fidelity

Our Rating

639 reviews

Cost

£90.00

Pension Fidelity

Large, secure global company

Good investment research tools

Expensive for portfolios under £25k unless you have a regular savings plan

£90.00

Our Rating

639 reviews

Best Buy Pension 2026

J.P. Morgan Personal Investing

Would Recommend

J.P. Morgan Personal Investing

J.P. Morgan Personal Investing

Our Rating

293 reviews

Cost

£6.60

J.P. Morgan Personal Investing

Not the cheapest solution in town

Pre-packaged investments

Owned by J.P. Morgan

£6.60

Our Rating

293 reviews

Best Buy Pension 2026

Hargreaves Lansdown

Would Recommend

Pension Hargreaves Lansdown

Hargreaves Lansdown

Our Rating

1658 reviews

Cost

£5.45

Pension Hargreaves Lansdown

Excellent service

Established company

Expensive platform fees

£5.45

Our Rating

1658 reviews

Best Buy Pension 2026

Would Recommend

Our Rating

676 reviews

Cost

£0.00

Broad range of choice

Free ISA

0.15% foreign exchange fees

£0.00

Our Rating

676 reviews

Best Buy ISA 2026

Interactive Investor

Would Recommend

Interactive Investor

Interactive Investor

Our Rating

404 reviews

Cost

£75.87

Interactive Investor

Low cost for large portfolios

Wide range of investments

Good for share dealing

£75.87

Our Rating

404 reviews

Best Buy Pension 2026

Would Recommend

Our Rating

Cost

£131.88

No account fees for 12 months

Transfer bonus up to £1000

Good information on sustainable investing

£131.88

Our Rating

Best For Low-Cost Pension >£50K 2026

Would Recommend

Monzo

Our Rating

Cost

£4.30

Monzo

Really easy to use and mobile-friendly

Quick set-up process

Handy illustration of potential investment growth

£4.30

Our Rating

Best For Beginners 2026

Would Recommend

Pension Aviva

Our Rating

1102 reviews

Cost

£3.50

Pension Aviva

Strong household brand

Single dashboard includes workplace pensions and insurance too

Bland but safe

£3.50

Our Rating

1102 reviews

Would Recommend

invest engine

Our Rating

57 reviews

Cost

£0.00

invest engine

Trade ETFs for free

Low-cost

ETFs only - no funds and shares

£0.00

Our Rating

57 reviews

Best For Low-Cost Pension <£50K 2026

Would Recommend

Quilter Invest

Our Rating

79 reviews

Cost

£5.20

Offer available

Quilter Invest

No trading fees

Limited number of shares

Quick account set-up

Offer available

£5.20

Our Rating

79 reviews

Best For Beginners 2026

Would Recommend

Pension Moneybox

Our Rating

204 reviews

Cost

£4.80

Pension Moneybox

Excellent app

User-friendly tools simplify starting and maintaining investments

Good for beginners

£4.80

Our Rating

204 reviews

Best For Low-Cost Pension <£50K 2026

Would Recommend

Pension Halifax

Our Rating

525 reviews

Cost

£12.00

Pension Halifax

Cheap option, particularly for larger portfolios

Lack of guidance and help

Website is functional but outdated

£12.00

Our Rating

525 reviews

Would Recommend

Freetrade

Our Rating

248 reviews

Cost

£0.00

Freetrade

General Investment Accounts are free

Expensive for small portfolios

Free trading

£0.00

Our Rating

248 reviews

Best For Low-Cost Pension <£50K 2026

Would Recommend

Pension Barclays

Our Rating

655 reviews

Cost

£152.50

Pension Barclays

Can neatly integrate your investment account with your bank account

Pricey for pensions due to third-party administration fees

The logged-in user experience can be quite clunky

£152.50

Our Rating

655 reviews

Best For Customer Service 2026

Would Recommend

Dodl

Our Rating

33 reviews

Cost

£12.00

Dodl

Low cost

Mobile-only

Free trading

£12.00

Our Rating

33 reviews

Best For Low-Cost Pension <£50K 2026

Charles Stanley

Would Recommend

Pension Charles Stanley

Charles Stanley

Our Rating

189 reviews

Cost

£180.00

Offer available

Pension Charles Stanley

Good customer service

Wide choice of investments

Good fund research

Offer available

£180.00

Our Rating

189 reviews

Best For Customer Service 2026

Would Recommend

Pension Wealthify

Our Rating

197 reviews

Cost

£7.60

Pension Wealthify

Really easy to use

Great website & design

No complicated jargon

£7.60

Our Rating

197 reviews

Scottish Widows

Would Recommend

iWeb

Scottish Widows

Our Rating

132 reviews

Cost

£7.50

iWeb

Cheap

Barren

Basic

£7.50

Our Rating

132 reviews

Best For ETFs 2026

Would Recommend

Moneyfarm

Our Rating

99 reviews

Cost

£20.50

Moneyfarm

Really easy to use

Ready-made options

This is regulated advice

£20.50

Our Rating

99 reviews

Best For Ready-Made Solutions 2026

Would Recommend

Pension Bestinvest

Our Rating

122 reviews

Cost

£120.00

Pension Bestinvest

Free financial coaching

Many investment types available, including ready-made options

Charges are higher on UK investments

£120.00

Our Rating

122 reviews

Best For Beginners 2026

Would Recommend

Pension True Potential

Our Rating

82 reviews

Cost

£11.60

Pension True Potential

Actively managed investments only

Good app and slick website

Primary focus is financial advice

£11.60

Our Rating

82 reviews

Would Recommend

Pension Willis Owen

Our Rating

56 reviews

Cost

£4.00

Pension Willis Owen

Wide investment range

Jargon-free

Nice research and content

£4.00

Our Rating

56 reviews

Would Recommend

plum

Our Rating

353 reviews

Cost

£6.80

plum

AI can help boost savings

Thematic investing

Holistic finance app

£6.80

Our Rating

353 reviews

Would Recommend

Penfold

Our Rating

1 reviews

Cost

£7.50

Penfold

Sustainable and Shariah plans available

Good website and app

Easy transfers

£7.50

Our Rating

1 reviews

Would Recommend

Pension IG

Our Rating

110 reviews

Cost

£210.00

Offer available

Pension IG

Share dealing is available

'Ready made' options too

Low cost

Offer available

£210.00

Our Rating

110 reviews

Best For Share Traders 2026

Filters

28 providers

How much to invest?

£

Account Type

How much would you like to invest?

Enter the amount and we'll calculate your charges

My Amount £

Filters

28 providers

How much to invest?

£

Account Type

28 Providers - Independently reviewed

Would Recommend

PensionBee

Our Rating

1198 reviews

Cost

£7.30

PensionBee

Brings pensions together

Nice digital service

Limited investment

£7.30

Our Rating

1198 reviews

Best Buy Pension 2026

Would Recommend

Pension AJ Bell Youinvest

Our Rating

545 reviews

Cost

£2.50

Pension AJ Bell Youinvest

Low cost

Strong on pensions

Good investment ideas and content

£2.50

Our Rating

545 reviews

Best Buy Pension 2026

Would Recommend

Pension Vanguard

Our Rating

319 reviews

Cost

£48.00

Pension Vanguard

Low fees on medium and large portfolios

Limited choice

Huge global player

£48.00

Our Rating

319 reviews

Best Buy Pension 2026

Would Recommend

Pension Fidelity

Our Rating

639 reviews

Cost

£90.00

Pension Fidelity

Large, secure global company

Good investment research tools

Expensive for portfolios under £25k unless you have a regular savings plan

£90.00

Our Rating

639 reviews

Best Buy Pension 2026

J.P. Morgan Personal Investing

Would Recommend

J.P. Morgan Personal Investing

J.P. Morgan Personal Investing

Our Rating

293 reviews

Cost

£6.60

J.P. Morgan Personal Investing

Not the cheapest solution in town

Pre-packaged investments

Owned by J.P. Morgan

£6.60

Our Rating

293 reviews

Best Buy Pension 2026

Hargreaves Lansdown

Would Recommend

Pension Hargreaves Lansdown

Hargreaves Lansdown

Our Rating

1658 reviews

Cost

£5.45

Pension Hargreaves Lansdown

Excellent service

Established company

Expensive platform fees

£5.45

Our Rating

1658 reviews

Best Buy Pension 2026

Would Recommend

Our Rating

676 reviews

Cost

£0.00

Broad range of choice

Free ISA

0.15% foreign exchange fees

£0.00

Our Rating

676 reviews

Best Buy ISA 2026

Interactive Investor

Would Recommend

Interactive Investor

Interactive Investor

Our Rating

404 reviews

Cost

£75.87

Interactive Investor

Low cost for large portfolios

Wide range of investments

Good for share dealing

£75.87

Our Rating

404 reviews

Best Buy Pension 2026

Would Recommend

Our Rating

Cost

£131.88

No account fees for 12 months

Transfer bonus up to £1000

Good information on sustainable investing

£131.88

Our Rating

Best For Low-Cost Pension >£50K 2026

Would Recommend

Monzo

Our Rating

Cost

£4.30

Monzo

Really easy to use and mobile-friendly

Quick set-up process

Handy illustration of potential investment growth

£4.30

Our Rating

Best For Beginners 2026

Would Recommend

Pension Aviva

Our Rating

1102 reviews

Cost

£3.50

Pension Aviva

Strong household brand

Single dashboard includes workplace pensions and insurance too

Bland but safe

£3.50

Our Rating

1102 reviews

Would Recommend

invest engine

Our Rating

57 reviews

Cost

£0.00

invest engine

Trade ETFs for free

Low-cost

ETFs only - no funds and shares

£0.00

Our Rating

57 reviews

Best For Low-Cost Pension <£50K 2026

Would Recommend

Quilter Invest

Our Rating

79 reviews

Cost

£5.20

Offer available

Quilter Invest

No trading fees

Limited number of shares

Quick account set-up

Offer available

£5.20

Our Rating

79 reviews

Best For Beginners 2026

Would Recommend

Pension Moneybox

Our Rating

204 reviews

Cost

£4.80

Pension Moneybox

Excellent app

User-friendly tools simplify starting and maintaining investments

Good for beginners

£4.80

Our Rating

204 reviews

Best For Low-Cost Pension <£50K 2026

Would Recommend

Pension Halifax

Our Rating

525 reviews

Cost

£12.00

Pension Halifax

Cheap option, particularly for larger portfolios

Lack of guidance and help

Website is functional but outdated

£12.00

Our Rating

525 reviews

Would Recommend

Freetrade

Our Rating

248 reviews

Cost

£0.00

Freetrade

General Investment Accounts are free

Expensive for small portfolios

Free trading

£0.00

Our Rating

248 reviews

Best For Low-Cost Pension <£50K 2026

Would Recommend

Pension Barclays

Our Rating

655 reviews

Cost

£152.50

Pension Barclays

Can neatly integrate your investment account with your bank account

Pricey for pensions due to third-party administration fees

The logged-in user experience can be quite clunky

£152.50

Our Rating

655 reviews

Best For Customer Service 2026

Would Recommend

Dodl

Our Rating

33 reviews

Cost

£12.00

Dodl

Low cost

Mobile-only

Free trading

£12.00

Our Rating

33 reviews

Best For Low-Cost Pension <£50K 2026

Charles Stanley

Would Recommend

Pension Charles Stanley

Charles Stanley

Our Rating

189 reviews

Cost

£180.00

Offer available

Pension Charles Stanley

Good customer service

Wide choice of investments

Good fund research

Offer available

£180.00

Our Rating

189 reviews

Best For Customer Service 2026

Would Recommend

Pension Wealthify

Our Rating

197 reviews

Cost

£7.60

Pension Wealthify

Really easy to use

Great website & design

No complicated jargon

£7.60

Our Rating

197 reviews

Scottish Widows

Would Recommend

iWeb

Scottish Widows

Our Rating

132 reviews

Cost

£7.50

iWeb

Cheap

Barren

Basic

£7.50

Our Rating

132 reviews

Best For ETFs 2026

Would Recommend

Moneyfarm

Our Rating

99 reviews

Cost

£20.50

Moneyfarm

Really easy to use

Ready-made options

This is regulated advice

£20.50

Our Rating

99 reviews

Best For Ready-Made Solutions 2026

Would Recommend

Pension Bestinvest

Our Rating

122 reviews

Cost

£120.00

Pension Bestinvest

Free financial coaching

Many investment types available, including ready-made options

Charges are higher on UK investments

£120.00

Our Rating

122 reviews

Best For Beginners 2026

Would Recommend

Pension True Potential

Our Rating

82 reviews

Cost

£11.60

Pension True Potential

Actively managed investments only

Good app and slick website

Primary focus is financial advice

£11.60

Our Rating

82 reviews

Would Recommend

Pension Willis Owen

Our Rating

56 reviews

Cost

£4.00

Pension Willis Owen

Wide investment range

Jargon-free

Nice research and content

£4.00

Our Rating

56 reviews

Would Recommend

plum

Our Rating

353 reviews

Cost

£6.80

plum

AI can help boost savings

Thematic investing

Holistic finance app

£6.80

Our Rating

353 reviews

Would Recommend

Penfold

Our Rating

1 reviews

Cost

£7.50

Penfold

Sustainable and Shariah plans available

Good website and app

Easy transfers

£7.50

Our Rating

1 reviews

Would Recommend

Pension IG

Our Rating

110 reviews

Cost

£210.00

Offer available

Pension IG

Share dealing is available

'Ready made' options too

Low cost

Offer available

£210.00

Our Rating

110 reviews

Best For Share Traders 2026

Filters

28 providers

How much to invest?

£

Account Type