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eToro is a fast-growing social trading network with millions of registered users and endless trading and investment tools. Find out more.

Revolut is the disrupter bank adopted initially by many for its favourable treatment of exchange rates when travelling or making payments abroad. Find out more.

Claro is the UK's first financial coaching app that provides an 'end-to-end' journey to help you invest ethically. Read Boring Money's review.

Octopus MoneyCoach offers financial coaching to help people sort out their finances without the sometimes hefty price tag of regulated financial advice. Find out more.

Headquartered in Bristol, Hargreaves Lansdown is the UK's largest investment platform. Read Boring Money's in-depth review here.

Wealthify is a robo adviser that lets you invest as little as £1. Read our review of it here.

Sometimes it’s a quick email to ask for an immediate opinion. But sometimes it’s a more involved survey or interview. We will pay typical market research rates for your time on these more involved projects.

Nutmeg Review: Nutmeg is the most established of the ‘robo advisers’ and it offers a great option for people who want to invest without the hassle.

Headquartered in Bristol, Hargreaves Lansdown is the UK's largest private investment platform. Read our review of its Lifetime ISAs (LISAs).

Nutmeg is the most established of the ‘robo advisers’ and offers a great option for people who want to invest without the hassle. Read our review here.

Headquartered in Manchester, AJ Bell is a fast-growing platform for investors who want a fair price and decent service. Read our review of its Lifetime ISAs (LISAs) here.

Evestor is for DIY investors who don’t need advice but want a relatively easy digital journey with ‘ready made’ investment portfolios. Read our review.

This is a simple to use, modern pension which feels different from the start. Onboarding is relatively quick and easy and there is a strong sense of the ‘personal’, with ‘BeeKeepers’ allocated as client service managers to help customers throughout the transfer process. Language is kept simple throughout, charges can be illustrated as £s or %s – and the proposition feels much more customer-focussed than traditional incumbents.

Moneybox is a lovely investment app for newcomers who have little interest in how their money is put to work behind the scenes. Read our review here.

A subsidiary of Lloyds Banking Group, Halifax offers a full suite of ISAs, pensions, funds and shares. Read Boring Money's review here.

The service is good and the choice is plentiful. The relatively low price tag makes this a contender for many people who can see beyond complex dashboards.

Nutmeg Review: Nutmeg is the most established of the ‘robo advisers’ and it offers a great option for people who want to invest without the hassle.

Willis Owen Review: As a place to read up on ISAs, pensions, funds and shares, the website is nice. Will suit those with a mix of investments who are happy with some degree of choice. Administration can be occasionally problematic

IMPORTANT: Wealthsimple is closed to new business in the UK, announced 6 Dec. More details to follow. Existing customers to be migrated to Moneyfarm.

Hargreaves Lansdown Review: Hargreaves remains boringly good. The website is off-putting to less confident investors. For those familiar with the service, though it's easy to use and reliable

Very yellow. Bit dull. Safe. Reliable. It works pretty well and is simple enough to navigate, even for beginners.

Willis Owen Review: As a place to read up on ISAs, pensions, funds and shares, the website is nice. Will suit those with a mix of investments who are happy with some degree of choice. Administration can be occasionally problematic

Interactive Investor Review: These guys are now a big fish. The costs are super low for larger accounts and this service suits more affluent, engaged investors. However, the whole service feels dated

The website is big, bold and professional, but carries a large amount of industry-speak, leaving something that is visually quite appealing

Barclays is one of the world's biggest banks, offering an extensive range of investment ISAs and pensions. Read our review here.

A big, reliable brand, Standard Life provides a Self-Invested Personal Pension (SIPP) which offers access to hundreds of pension funds from leading fund managers. Read our full review here.

A slick, user-friendly robo adviser which actually feels like a pleasure to use. Clear graphical interfaces make things easy. A good option for less confident newcomers who value ease, simplicity and starting with low balances.

Vanguard Investor Review: Low-cost ready-made investment portfolios. Huge global player. Fair. Good choice to get started as a default option. It’s still a bit lacking in help and support.

EQi is a big established player whose parent company looks after a lot of the shares held by those who get issued shares through work. This DIY offering however needs work to get the systems and service working as well as they need to. It’s tricky to find what their unique selling point is today, or what they do better than others.

AJ Bell Youinvest’s parent firm started out in life as a pension specialist. And these guys know their stuff, unlike some stockbrokers who have chucked a pension into the mix. Probably one of the most solid and best value choices out there for those with more complex pension needs and questions

True Potential Investor offers fully-managed investment portfolios and works with almost 1 in 5 UK financial advisers. Read our review of its pensions here.

IG Review: The investment service sits very uncomfortably on their main spread-betting site and this feels a bit like an arranged marriage which is awkward to watch.

Aegon is a well-respected platform in the retirement space. Read our review of its pensions products here.

Launched in Italy in 2011 before expanding to the UK in 2016, Moneyfarm offers a fully-managed Self-Invested Personal Pension. Read our detailed review here.

iWeb offers a Self-Invested Personal Pension (SIPP) with access to more than 2,500 funds, shares, investment trusts and more. Read our full review here.

Fidelity Review: A good all-rounder. Fidelity is a big, solid, global brand which offers a decent service and a fair price. Not good if you want to trade shares

For less confident investors who are looking for the security of a big brand bank, and some handholding along the way, this service is a decent start. Onboarding feels long and it is hard to keep up the enthusiasm to complete. Charges are fair – less than 1% in Year One which includes advice.

BMO was better known as F&C before being acquired by the Bank of Montreal. This group was a big player in the Child Trust Fund space and so will have a lot of teenagers today on its books. With a fixed fee of £72 a year for ISAs this is decent enough. Offers access to a solid 10 investment trusts. Website is basic and help with which investments to pick could be improved.

Low-cost, no frills investing. Their LifeStrategy funds offer readymade investment solutions and with over 30 million mostly happy customers globally this feels like a safe option for most. Suitable for beginners and passive investing enthusiasts. That said, the website and associated information is sparse, and it needs work. Beginners you will have to persevere with which LIfeStrategy option (there are 5) to plump for. But these guys are solid and, let’s say it again – LOW COST! A good option for beginners or conversely those who have tried to be a Guru and now lack the energy to continue, or the belief that they can do better.

The digital advice journey will appeal to those who don’t feel confident about investing. The process is long, but there are some nice ‘gamified’ things to test attitudes to risk. Once this is completed, the online reporting and information is underwhelming.

BMO was better known as F&C before being acquired by the Bank of Montreal. F&C was a big player in the Child Trust Fund space – the group has lots of teenagers today on its books. This global fund manager has solid creds in the ‘ESG’ investing space and has a better responsible, sustainable story than most. There’s a £30 a year fixed fee and no dealing charges. The investment range is narrow with 10 investment trusts, which could confuse the less confident. The online experience is a bit less slick than many, but for a buy and hold Junior ISA, containing a ‘mixed bag’ such as the well-respected F&C Investment Trust, it’s not a bad option.

This is a new addition to the ISA scene and is worth a look for those who want a simple, ready-made collection of sustainable investments with minimum hassle. Read our review here.

Halifax is for the confident investor who knows what they are doing, and who is looking for a low-cost, no-frills service. Read our review and what Halifax customers have to say.

A well-established player, EQi offers a wide choice of investment products and pensions. Read our review and what EQi customers have to say.

iWeb offers ISAs, Share Dealing Accounts and Self-Invested Personal Pensions (SIPPs). Read our review here.

The ‘Barclays Ready-made Investments’ give you an all-in-one portfolio, spreading your money around many different investments in one go. Read our full review.

Aberdeen Standard Investments is one of the world's biggest asset management companies, offering a wide choice of ISAs and pension products. Read our review.

One of the UK's biggest banks, NatWest offers a wide choice of ISAs and pensions. Find out what Boring Money and NatWest customers have to say.

True Potential offers pensions and ready-made ISAs for people who want help and support. Read our review and find out what True Potential customers have to say.

Fidelity Review: A good all-rounder. Fidelity is a big, solid, global brand which offers a decent service and a fair price. Not good if you want to trade shares

AJ Bell Youinvest Reviews: A good all-rounder for people who want a choice of funds/shares/ISAs and pensions. User experience and trading got better over the last year.

Interactive Investor Review: These guys are now a big fish. The costs are super low for larger accounts and this service suits more affluent, engaged investors. However, the whole service feels dated

Bestinvest offers a wide range of investments and is a good all-rounder. Read our detailed review and find out what Bestinvest customers have to say.

A trusted brand, Aviva offers a huge range of investment products and pensions. Read our review and find out what Aviva customers have to say.

Freetrade transformed the UK DIY investing space on its launch in 2016, becoming the first provider to offer free share dealing to investors. Read our review and find out what its customers have to say.

This millennial-focused company is good for the less-confident investor and offers various investment products, as well as pensions. Read our review and what Wealthsimple customers have to say.

A big player in the investment markets, IG offers a wide choice of ISAs and pensions. Find out what we think and what IG customers have to say.

Charles and Stanley's relatively low price tag makes it a contender for people who can see beyond complex dashboards. Read our full review and find out what customers have to say.

Moneybox is a lovely investment app for newcomers who have little interest in how their money is put to work behind the scenes. Read our review and find out what customers have to say.

Wealthify is a good choice if you're looking for a nice alternative to torrents of jargon. Read our review and find out what customers think.

AJ Bell Youinvest is a good all-rounder for people who want a choice of funds/shares/ISAs and pensions. Read our review and what customers think.

Interactive Investor is a big player in the investment industry, which a huge range of products. Read our review and discover what customers think.

A good all-rounder. Fidelity is a big, solid, global brand which offers a decent service and a fair price. Read our full review and find out what customers think.

Hargreaves Lansdown is easy to use and reliable for those familiar with its service. Read our full review and find out what its customers think.

Moneyfarm is good for those who want help and are happy with few investment choices. Read our full review here and learn what Moneyfarm customers have to say.

Willis Owen suits those with a mix of investments who are happy with some degree of choice. Read our full review here and find out what customers think.

Nutmeg is the most established of the ‘robo advisers’ and it offers a great option for people who want to invest without the hassle. Read our review and what customers think.

Plum is mobile-first, with everything being done via the app. The app is available on both Android and Apple devices, and does a great job of fitting in a lot of information compactly and concisely. It can link to bank accounts and credit cards, track spending and automatically round up change from your accounts and deposit it into your savings/investments on Plum.

I really like this. It feels very fresh and current – easy to use and actually quite a nice experience. As with most you will have to pick your own risk profile without much help so you’ll have to get your head around this. But I love the way you can add a little flavour of customisation in a simple way – nominating just a little portion of your investment to back water, clean energy or health. I also like the way others can contribute, leaving messages too. I can imagine grandparents liking this. For less confident investors and parents, this is a lovely looking choice.

Wombat is app only and the app has clearly been designed with the user in mind. It is easy to use, with a nice interface and a clear layout. Adding investments is very easy and there is a designated tab for performance, which shows your portfolio value on a month-to-month basis.

Claro is the UK's first financial coaching app that provides an 'end-to-end' journey to help you invest ethically. Read Boring Money's review.

Vanguard is one of the most popular investment platforms in the UK. But what does Boring Money think of its Junior ISAs? (JISAs). Find out here.

A huge global player, Vanguard Investor offers low-cost, ready-made investment portfolios. Read our full review and find out what customers think.

Looking for some free tips and help on personal finance? We've got a huge selection of free resources relating to debt, savings, investments and pensions. Read more.

Interested in advertising with Boring Money? We offer plenty of options for sponsorships and advertising on our consumer site. Find out more.

What exactly do advisers take care of? How can they help you manage your money more effectively? Find out in our Boring Money guide.

What is financial coaching? How does it differ from traditional financial advice? Find out here.

What exactly is 'traditional financial advice'? Can you benefit from it? Boring Money gives you the lowdown here.

What exactly is digital advice? Is it right for you? Boring Money gives you the lowdown.

Women Talk Finance (WTF) is our Money Tribe for women who are fed up of waiting for the finance industry to change. Lesley James, founder of Simplified Money, explains how she helps women with their money.

Women Talk Finance (WTF) is our Money Tribe for women who are fed up of waiting for the finance industry to change. Chartered Financial Planner Cleona Lira explains how she helps women with their money.

Women Talk Finance (WTF) is our Money Tribe for women who are fed up of waiting for the finance industry to change. Chartered accountant and financial planner Mary explains how she helps women with their money.

Women Talk Finance (WTF) is our Money Tribe for women who are fed up of waiting for the finance industry to change. Chartered wealth manager Susie explains how she helps women with their money.

Zoe is a dedicated saver – even if the jargon sometimes gets in the way.

Financial Life Planner Tina Weeks

One half of this fun-loving couple has already reached retirement and is drawing on a pension. The other half, still working and loving it, is keen to keep saving as long as she can.

Retirement isn't far off for David, and he can't wait to shake the commute

With no pension yet, Alex is right at the start of her savings journey. But time is on her side if she starts now.

Stay-at-home mum and business owner Victoria is hoping her decades of work will be enough to earn her a decent state pension.

Michelle has a few pensions but doesn't think about them very much.

Paul is fairly confident he knows what he's doing with his pension, but why stop there?

Alison's always been good at saving and has amassed a decent wedge of cash alongside her pension. But cash is pitifully weak these days.

Having worked for herself for many years, Sarah is used to taking charge - if she doesn't, who will? Now she's applying that thinking to her retirement.

Still in her twenties, time is on Elena's side when it comes to retirement planning.

Opening a Junior ISA (JISA) is a great way to build a nest egg for your children. Find out more here.

Investment trusts can claim a pedigree as long as the cash register, with the oldest going back more than 150 years. Unlike a cash register, there is no guarantee that they’ll dispense cash, but they have done a good job of growing wealth over the years, which explains their enduring popularity.

What is the Private Pension? How much should you be saving? Read Boring Money's no-nonsense guide here.

What is the State Pension? How much could you be entitled to? Read Boring Money's no-nonsense guide here.

A robo-adviser is an online investment service which asks you questions and allocates a suitable basket of investments on your behalf. Is this right for you? Find out!

Top of the Pops: popular ETFs across all 4 providers. This article brings you the most bought ETFs. If you can’t face reading through it all, we start with the most popular products across the major investment platforms.

Boring Money about us

The rise and rise of house prices in the UK has left many people sitting on the goldmine. The problem has been how to turn the rising value of your home into tangible cash that you can spend, while still keeping a roof over your head. For around 80,000 people a year, equity release is the answer.

Financial advisers have had a bit of bad reputation in the past but the profession has had a radical overhaul over the last 10 years and there are some great operators out there now. What can you look out for to help you choose?

If you don’t have a will, your assets are distributed according to the rules of intestacy, which may not reflect your wishes at all. It also makes the distribution of your estate distinctly more complicated for your family.

Your mortgage is likely to be your most expensive outgoing, so it’s worth making efforts to keep costs as low as possible. Boring Money shows you how.

The days of a job for life are long gone. Many people now have multiple pension pots from previous employers. Here's our guide on how to consolidate your pension.

Budgeting apps will help you save, organise and get you into a suitable place to start investing.

Should you update your funds research? Boring Money gives you the lowdown on when you might need to reconsider your investments.

What is life insurance? Why might you need it? Boring Money gives you the lowdown.

PensionWise is a really helpful service provided by the Government for people who want an impartial sounding board for their pension decisions when they are coming up to retirement.

Tackling expensive debt can make a big difference to how you feel as well as your finances. Learn more in our guide.

JISAs operate like a normal Isa: they are a tax wrapper into which you put cash, stocks or shares.

When you start a new job, you'll join your employer's workplace pension scheme. This is super important, if a little complicated to understand. Read our guide.

So you think it’s possibly time to start investing but the idea is as frightening as hurtling down a black run backwards? There are some relatively easy ways to get going…gently.

Your credit score matters. From mortgages to credit cards, to loans, it affects your ability to borrow and the cost of that debt. Learn more in this guide.

Currently the full state pension is £179.60 per week (woo yeah). It’s not exactly going to give you the lifestyle of the Queen, but it is money from the government that you are entitled to.

Lifetime ISAs were launched in 2016 to help younger people (for the avoidance of doubt – that’s the under 40s) save either for their first home, or for retirement. Find out more!

Stocks and Shares ISAs generally perform better than Cash ISAs but carry greater risks. Find out more in Boring Money's no-nonsense guide.

Your pension income can come from three main sources: the government, your employer and you. The state pension is useful, but if you can’t live on £9,300 a year, you’ll need another source of income in retirement.

Trading apps are a great way to have control of your investments at the tip of your fingers – literally.