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Evestor is for DIY investors who don’t need advice but want a relatively easy digital journey with ‘ready made’ investment portfolios. Read our review.

Aberdeen Standard Investments is one of the world's biggest asset management companies, offering a wide choice of ISAs and pension products. Read our review.

You've been writing in to ask us how you can make your money work harder. So we're making it our mission to help real readers with real money problems. Scroll down to read more on your tax questions, including how to avoid a Capital Gains Tax charge and whether you need to self-report interest to HMRC.

You've been writing in to ask us how you can make your money work harder. So we're making it our mission to help real readers with real money problems. Scroll down to read more on your investment questions, including how to gain exposure to Asian markets and the tax benefits of investing in start-up funds.

You've been writing in to ask us how you can make your money work harder. So we're making it our mission to help real readers with real money problems. Scroll down to read more on your pension questions, including what a good rate of return looks like and whether you can take your 25% tax-free lump sum from multiple pots.

You've been writing in to ask us how you can make your money work harder. So we're making it our mission to help real readers with real money problems. Scroll down to read more on your financial advice questions, including how much you should expect to pay and whether or not you really need it.

You've been writing in to ask us how you can make your money work harder. So we're making it our mission to help real readers with real money problems. Scroll down to read more on your property questions, including when you should overpay on your mortgage and if you should go for a tracker or a fix.

A comprehensive breakdown of the investments that Holly Mackay, Founder and CEO at Boring Money, holds.

What is an emergency fund and why might you need one? Read our handy guide now and discover the best ways to save for a rainy day.

How much should I expect to pay for a financial adviser?

How do you go about researching the best funds out there?

My ‘little’ sister has the world’s cutest one year old baby girl. I’d like to pay into a JISA for her rather than help fill up their home with pink plastic toys over the next 20 years. Any tips and suggestions?

You can think of a bond like an IOU – you lend the issuer money, and they pay you interest on a regular basis until a pre-agreed date when they pay you back in full.

If you're on the lookout for an adviser, there are thousands on the market, so it can be hard to know who's any good and who you can trust with your money. In this guide, we run through six steps to follow to find the right financial adviser to help you - whatever money matters you need help with.

The Boring Money Best Buy JISA award is designed to recognise the best Junior ISA providers in the UK.

The Boring Money Best For Low-cost Pension >£50k award is designed to recognise the best Self-Invested Personal Pension (SIPP) providers in the UK for accounts of £50,000 or more.

The Boring Money Best For Low-cost Pension <£50k award is designed to recognise the best Self-Invested Personal Pension (SIPP) providers in the UK for accounts of £50,000 or less.

The Boring Money Best For Low-cost ISA >£50k award is designed to recognise the best ISA providers for people with more than £50,000.

The Boring Money Best For Low-cost ISA <£50k award is designed to recognise the best ISA providers for people with less than £50,000.

The Boring Money Best For Customer Service award is designed to recognise the providers with the best customer service in the UK.

The Boring Money Best For Investment Enthusiasts award is designed to recognise the best providers for hobby investing in the UK.

The Boring Money Best For Share Traders award is designed to recognise the best providers for share trading in the UK.

The Boring Money Best For Beginners award is designed to recognise the best providers for beginner investors in the UK.

The Boring Money Best Investment App award is designed to recognise the investment providers with the best app in the UK.

The Boring Money Best Buy LISA 2024 award is designed to recognise the best Lifetime ISA providers in the UK.

The Boring Money Best Buy LISA 2024 award is designed to recognise the best Lifetime ISA providers in the UK.

The Boring Money Best Buy Pension award is designed to recognise the best Self-Invested Personal Pension (SIPP) providers in the UK.

The Boring Money Best Buy Pension award is designed to recognise the best Self-Invested Personal Pension (SIPP) providers in the UK.

The Boring Money Best Buy ISA award is designed to recognise the best Stocks & Shares ISA providers in the UK.

The Boring Money Best Buy ISA award is designed to recognise the best Stocks & Shares ISA providers in the UK.

New in 2024, the Boring Money Value For Money award is designed to recognise the investment providers that real customers rate as being the best value for money.

What is a personal budget and do you really need one? Read our handy guide now and find out the benefits of budgeting and financial fitness!

Are you an Eco Warrior? Or a Pure Returns? Take the quiz to see what sort of an investor you are. And some investment options you might like!

We all have different priorities when it comes to sustainable investing. Some of us want to say "No!" to tobacco and gambling companies. Others want to their money to play a role in preventing climate change. Learn more!

Are you a woman aged between 55 and 64? Want to pick an ISA but not sure where to start? We asked our Founder & CEO Holly Mackay to tell us her top ISA picks for people like you.

Are you a man aged between 55 and 64? Want to pick an ISA but not sure where to start? We asked our Founder & CEO Holly Mackay to tell us her top ISA picks for people like you.

Are you a man aged between 40 and 54? Want to pick an ISA but not sure where to start? We asked our Founder & CEO Holly Mackay to tell us her top ISA picks for people like you.

Are you a woman aged between 40 and 54? Want to pick an ISA but not sure where to start? We asked our Founder & CEO Holly Mackay to tell us her top ISA picks for people like you.

Are you retired? Want to sort your finances but don't know where to start? We asked our Founder & CEO Holly Mackay to tell us her top money picks for people like you.

Are you less than 40? Want to pick an ISA but not sure where to start? We asked our Founder & CEO Holly Mackay to tell us her top ISA picks for beginner investors under 40.

Boring Money's glossary has been created to help you better understand the world of finance and investing. Use it to break through the jargon and learn about common financial words and technical terms that relate to your money.

This is a perfectly fine option which is OK from a price perspective, is backed by a trusted parent brand and has key actions clearly signposted in a user-friendly way. I would have liked to see a bit more to tell customers what their money is actually doing and where it’s invested.

In this guide, we’ll walk you through the basics of pension consolidation, the pros and cons and some frequently asked questions to help you understand and arm you with the knowledge to make the right decision.

A ready-made portfolio is a premade bundle of investments – that is, all the hard work of researching and selecting different investments is done for you by a professional.

Sometimes an old-fashioned piggy bank just won't cut it. A Junior ISA (JISA) is a tax-free savings account can help you to save cash or invest in the stock market for your child to inherit when they turn 18. But how do they work and are they any good?

How do you choose a mortgage broker you can trust? And how do you find out who's any good? In this article, we walk through four steps you should take when choosing a mortgage broker that can help you to find the right one for your needs.

Whether you're just starting out on your journey to homeownership or you're a seasoned mover, getting a mortgage can be a confusing - and at times daunting - prospect. In this guide, we run through the basics of everything you need to know about how mortgages work and what you can expect.

There are a few ways you can ensure you get the best possible deal for yourself despite the high interest rate environment we're in. We share some tips, helpful links and must-dos to give yourself the best chance!

If you’ve ever bought a property before, you’ve probably heard of Stamp Duty. Stamp Duty is a form of tax that many people come across when they sell a property or land over a certain price in England or Northern Ireland. The rules around stamp duty have changed a lot in recent years, so this guide will give you the low-down on everything from the threshold your property must pass before you pay it to how much you could end up paying.

Did you know that the threshold before you have to start paying Capital Gains Tax has more than halved in the last year? More and more investors are having to consider the tax implications of their investments, and for many, Capital Gains Tax is one of the biggest worries when calculating your tax bill. We explain what it is, how much it costs and when it applies in this no-nonsense guide.

Did you know that the threshold before you have to start paying Capital Gains Tax has more than halved in the last year? More and more investors are having to consider the tax implications of their investments, and for many, Capital Gains Tax is one of the biggest worries when calculating your tax bill. We explain what it is, how much it costs and when it applies in this no-nonsense guide.

Income Tax is one of the primary taxes that residents in the UK must pay and is the single largest source of revenue for the Treasury – the government’s finance ministry. Though you likely already pay for Income Tax automatically, it’s not often explained what it is, how it works and how to calculate how much of it you’re actually paying. That’s where we come in. This handy guide will have you clued-upon the ins and outs of Income Tax in no time.

If you don't have a will, or you have one that's legally invalid, your wishes could be challenged in court and can be a focal point of family conflict after your passing. Discover everything you need to know in our guide!

Debt is stressful. From mortgages to credit cards to loans, debt is an unpleasant but often unavoidable reality for many of us. Discover how to deal with it in our guide!

Your credit score matters. From mortgages to credit cards to loans, it affects your ability to borrow money and the cost of that debt to you. Discover everything you need to know in our guide!

Want your money to have a positive impact? Use our sustainable and ESG investing guide to discover the basics about sustainable investments. Learn more.

What is the Self Invested Personal Pension? How much should you be saving? Read Boring Money's no-nonsense guide here.

Boring Money is an independent business which has been set up to help normal people who don't have PhDs in finance make some smart investment decisions - quickly and painlessly.

In this workshop, Rachel discusses the basics of managing your money and reducing financial stress, including how to budget and sort your finances into essential, lifestyle and discretionary expenditure.

Funds are ready-made baskets of investments managed for you by an expert. A great way to avoid making a clanger by choosing one duff share. Great for investing overseas and for outsourcing the decision-making to a professional.

With banks in the news for all the wrong reasons lately, is there good reason to rethink investing in financials? Find out what's really going on in the finance sector.

In our recent webinar ‘Investment Trusts: How to pick a good one’, we were joined by Investment Trust experts to discuss how to select an Investment Trust worth investing in!

If you're a woman born after 5 April 1953, you can currently plug gaps in your National Insurance contributions going back to 2006, but the deadline only goes to the end of July!

Compare AJ Bell to Hargreaves Lansdown. From charges on funds, shares and ISAs to how they compare on reaching your financial goals. Read more on Boring Money.

Compare AJ Bell to Vanguard. From charges on funds, shares and ISAs to how they compare on reaching your financial goals. Read more on Boring Money.

What are the most popular investments in a Junior ISA? And which ones are actually worth their salt? Dive in to find out!

This Debt Awareness Week, get financial planner Nicola Crosbie's expert debt advice and discover the resources out there for help.

What on earth are the 'Dividend Heroes' and what's all the hype about? Discover more about these income-generating Investment Trusts!

Our Founder & CEO Holly Mackay shares how she uses Investment Trusts in her portfolio and which ones she currently owns. Check them out here!

The technology sector didn't perform so well in 2022. Could tech stocks stage a comeback in 2023? Find out what the experts say and the implications this may have for your investments.

We still have a long way to go before women level up with men in the investment stakes. This International Women’s Day, we’re encouraging you to take up the Gender Investment Gap challenge!

Join us LIVE as we will be sharing our top tips for the ending of the tax year and the implications of the Spring Budget release on your finances. Ask your questions and participate for free.

The best-selling ETFs of the month, including what they are, why they’re popular, and if they’re right for your portfolio. Find out what makes them tick!

Pensions

Dodl are a beginner-friendly, low-cost option for those with pension pots smaller than £50,000. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

Dodl by AJ Bell is a low-cost, free trading solution, suitable to beginner investors. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

We think everyone in the UK should have at least one ISA, but we need to tackle some of the misinformation first. So we're going to ditch the jargon and bust 10 of the biggest ISA myths!

Although we've written articles for every ISA under the sun, we've not had one which just simply lists them all and explains what they are. An ISA Menu, if you will. Check it out here!

It goes without saying, we all want our beloved folks to be comfortable and well cared for if they are no longer able to live at home. But care home finances are a system fraught with complexity. Financial expert Rachel can help.

If you are contemplating divorce, currently getting divorced or recently divorced then this workshop is for you. We address what you need to look out for in terms of your finances and divorce matters

Nicola Crosbie, Chartered Financial Planner of the Year, will explain exactly what it means to be financially vulnerable, and what you can do to reduce the impact of increased vulnerability for you, your loved ones, and your family’s financial future.

The session will help you focus on how to get more bang for your bucks in your life - with and without money.

Times of economic uncertainty or recession often call for a reconsideration of investments. Find out what Investment Trusts you can incorporate into your portfolio to help you sail through it.

An income-earning Investment Trust should be a key consideration for a resilient portfolio. Discover the experts' top three picks here!

If investing for post-recession economic recovery sounds like something you’re interested in, check out what are the experts' top 3 Investment Trust picks here!

On Tuesday evening, we hosted our first Visible! webinar of the year, where we were joined by the finance experts to talk about how to Get Money Fit in 2023!

Exploring women's experiences with money and looking at how to make positive financial decisions

Financial planner Tanya Laing runs through the basics behind pensions, including the three different types, how they work, and how to use them to save up for your retirement - without the jargon!

Why women still shy away from investing relative to men and different ways to approach your finances

Join Tanya Laing from Gibson Laing Wealth Management for an in-depth look at navigating your 50s and conquering those milestones both expected and unexpected.

Sometime our financial plans re thrown off course. Tarnia Elsworth talks us through priorities, myths and tips.

A workshop on how to identify, understand and deal with financial abuse with Chartered Financial Planner and Accredited Financial Abuse Specialist, Carla Brown.

To tackle this huge – and often overwhelming – topic, Lena Patel will help you to plan around care home fees, inheritance tax, wills, power of attorney, and more, so that you can have a happier, more fulfilled and healthier retirement without any last-minute rush.

Technology has been the investment of the decade. The benchmark technology index, the Nasdaq Composite, has delivered 276% over the last 10 years, compared to a...

Passive funds have a strong claim to the core of a portfolio: they are cheap, diversified and you don’t have to worry about whether a fund manager is at the top of their game!

In recent years, gold has been thoroughly in the spotlight. As the world lurches from crisis to crisis - pandemic and war and soaring inflation...

An ETF (Exchange-Traded Fund) trades just like a normal share. But you can invest in a diversified mix of investments and get excellent exposure...

The outlook for the global economy looks gloomy on almost every measure. Rising inflation, conflict between nations, stagnating growth... it's difficult to summon up any enthusiasm.

When you hear the word 'blockchain', you might think of Bitcoin and other cryptocurrencies, which have been on a rocky journey in 2022 - to say the least....

Despite China being reliably predicted to overtake the US as the world’s largest economy within a decade, it is often an after-thought in the average investor's portfolio...

These days it seems like the word 'ESG' is floating around everywhere, often flanked by 'sustainable', 'green', 'impact', and other confusing...

The predictions on UK inflation get scarier by the day. Earlier this year, Goldman Sachs even suggested that inflation could top 22% if energy prices continue like this.

If you’re still on the fence about whether ETFs are right for you, we’re here to help. Check out our breakdown of the top 5 pros and cons of investing in ETFs.

With the explosion of thematic ETFs in recent years, it's now possible to get targeted investments in everything from cybersecurity to climate change...

We've busted the jargon with a list of some of the most commonly-used terms and phrases related to ETFs...

Thank you for joining our research panel. This is your first step in helping us to conduct successful research projects.

Thank you for joining our research panel. This is your first step in helping us to conduct successful research projects.

Thank you for joining our research panel. This is your first step in helping us to conduct successful research projects.

For financial advisor Dasa Medvecka, being a single mother to her 3-year-old son has opened up a whole new world of friendships, fun and multi-tasking. Here she explains how it has changed her life for the better.

IG Review: The investment service sits very uncomfortably on their main spread-betting site and this feels a bit like an arranged marriage which is awkward to watch.

Rosie Green wrote her book 'How To Heal A Broken Heart' after her 15-year-marriage ended in a devastating break-up. After counselling, and a long and protracted split, she realised reconciliation wasn’t - in her words - ‘tenable’, and focused on rebuilding her life and self-confidence instead.

Since mum of four and CEO Justine Roberts founded Mumsnet 22 years ago, women’s lives have become more complicated and stressful as they juggle more working hours, children negotiating a world of smart phones, social media and FOMO. But there is an answer…

What does the Spring Budget 2023 mean for you? Read Visible! Founder and Investment Expert Holly Mackay's actionable guide and money tips.

Join our workshop subscription group to be alerted to all upcoming workshops

Financial advisor Steph Smith, 54, from Leicestershire, first discovered what it meant to be part of the sandwich generation when her father was diagnosed with cancer. Here Steph – who is married to Jay and has a daughter Freya - explains how she juggles caring responsibilities across the generations.

Uh-oh! Didn’t see that coming! Thankfully, if you sort out income protection insurance or critical illness cover, you don’t have to panic when life knocks you off your feet. So what do you need?

If you sort out income protection insurance or critical illness cover, you don’t have to panic when life knocks you off your feet. So what do you need?

Rachel Efetha – a financial advisor and single mother of two teenage daughters from Bedford – discovered she had breast cancer in the middle of the pandemic. Starved of the support she so badly needed, she battled with the news she might not see her children grow up.

Last September, Leah Hardy, 59, a London-based writer and mother of two teenagers, was diagnosed with a highly aggressive form of breast cancer. She shares the unexpectedly positive lessons she’s learned from her experience.

Heated money negotiations with Carole Haswell’s two teenage children, aged 19 and 16, have taught the financial advisor from Windsor that she could have handled things differently. Here she passes on her learnings.

Annabel Lumsden and Tarnia Elsworth from Morecambe, Lancashire, run a financial planning business together and co-parent two daughters Freya, eleven, and Eloise, nine. Here they explain how their different attitudes to money and openness about finances have helped their children understand the value of money. 

Journalist and mother of three, Helen Carroll, 54, was unintentionally frittering away money until she wrote an article for a national newspaper. What happened next taught her a lot about money – and even more about parenting.

Now one of her daughters has left home, financial advisor Carole Haswell from Windsor is contemplating life as an empty-nester. Theatre trips, or perhaps a family holiday… they will come back for a paid holiday after all!

Midlife coach and author Alana Kirk, from Belfast, was catapulted into the ‘sandwich years’ when her mother had a sudden stroke just days after her third child was born.

There comes a day when your parent or elderly relative needs you to help them with their financial affairs. But what’s this power of attorney thing anyway? Do I need it to help my ageing parent? How do I register for it? And will I regret it if I don’t sort it out now? So many questions! Ready for answers?

The 5 Things You Need To Know About Financial Planning and being a single mum

There are generous tax perks around for anyone with the extra readies to save for their children. Every child can have a Junior ISA and have up to £9,000 a year paid into this. And any profit on this money will remain tax-free.

As a single parent, every job is your job. Hooray! But when it comes to finance, where do you start? How do you make a budget, reduce what you spend, and get smart with family fun? We’ll tell ya!

The 5 Things You Need To Know About Money & Divorce

The 5 Things You Need To Know About Ageing Parents

At the time being a single parent was a huge juggling act, but now her daughter Hope is grown up and happy writer and editor Lindsay Nicholson can see the positives that came out of having a hard-working and independent role model.

Protecting our kiddos is what we do. But as a single parent, if you don’t have a will and life insurance, there’s a gap in your defences. Find out how they work and what you need.

Although it’s hard to keep emotions out of the equation when you divorce, childcare arrangements are best sorted early. Read on to understand who pays for childcare and how child maintenance works.

Perhaps a better question than ‘Who gets to keep the house?’ is ‘Can I claim my partner's pension after divorce?’. When you know how pensions are split in divorce, you’ll understand how important it is to distinguish who gets what.

Helping people move is stressful at the best of times, and when the person in question is elderly, that move is even more stressful. Here we give you information about the costs to expect and how to get support.

A solid option for those saving for children, renowned for its low fees, Vanguard has developed a cult following from those who subscribe to simple, low-cost, no-nonsense investing. Take a look at what we think of Vanguard's JISAs and how our Founder Members have rated it!

abrdn has a new pension offering which is low-cost, partially done online, but still has named people on the phones to help. This new, digital-first option makes for a great starting point for getting your pension in order. Have a look at what we think of abrdn and how our Founder Members have rated it!

Vanguard has developed a cult following from those who subscribe to simple, low-cost, no-nonsense investing. Offering ISAs, GIAs and a SIPP, it's one of the world's largest asset management groups. Take a look at what we think of Vanguard's ISAs and how our Founder Members have rated it!

This is a new addition to the ISA scene and is worth a look for those who want a simple, ready-made collection of sustainable investments with minimum hassle. Have a look at what we think of The Big Exchange's sustainable ISAs and how our Founder Members have rated it!

When Joely Carey’s two children left home she felt ‘bereft’, then decided it was time to rediscover herself as a woman.

Fidelity is a massive American brand which is a safe, solid global player. It has recently improved its website for investors, with recent changes including improved share dealing services and performance reporting. Take a look at what we think of Fidelity's ISAs and how our Founder Members have rated it!

If you have a minimum of £50,000 in retirement savings, and are happy to have this all with Vanguard, then it's a very decent option with some detailed planning tools to help maximise your savings and tax efficiencies. Take a look at what we think of Vanguard's pensions and how our Founder Members have rated it!

Hargreaves Lansdown is the biggest, most established platform in the UK. It's a one-stop-shop for shares, funds, Junior ISAs, ISAs, pensions and cash, so these guys really know their stuff. Take a look at what we think of Hargreaves Lansdown's ISAs and how our Founder Members have rated it!

PensionBee is so easy to use it’s quite a revelation. It doesn’t feel like a pension website and is clear and to the point, no death by choices and the service is friendly and helpful. Have a look at what we think of PensionBee and how our Founder Members have rated it!

Nutmeg is the lovechild of a fresh digital cheeky start-up with Wall Street Big Boy JP Morgan, serving up ready-made investment combos to less confident investors who want someone else to do all the heavy lifting. Have a look at what we think of Nutmeg's ISAs and how our Founder Members rate it!

Fidelity is a massive American brand which is a safe, solid global player. It probably won't set your world on fire, but one of the key advantages of a pension with Fidelity is the absence of additional charges when accessing your pot. Take a look at what we think of Fidelity's pensions and how our Founder Members have rated it!

The lovechild of a fresh digital cheeky start-up and Wall Street Big Boy JP Morgan, Nutmeg serves up ready-made investment combos to less confident investors who want someone else to do all the heavy lifting. Take a look at what we think of Nutmeg's pensions and how our Founder Members have rated it!

Wealthify's simple, easy-to-use app has a lovely interface which makes investing for your kids a breeze. They offer simple ready-made options which do all the hard work for you. Take a look at what we think of Wealthify's JISAs and how our Founder Members have rated it!

Wealthify, owned by massive household brand Aviva, has a lovely interface which almost makes investing actually enjoyable! They offer simple ready-made investment options which do all the hard work for you. Take a look at what we think of Wealthify's ISAs and how our Founder Members have rated it!

AJ Bell is a fast-growing investment business which offers fairly priced investment and pension solutions. The team really know their pensions, the charges are fair and investment choices plentiful. Have a look at what we think of AJ Bell's pensions and how our Founder Members have rated it!

A good all-rounder. Fidelity is a big, solid, global brand which offers a decent service and a fair price. It probably won't set your world on fire, but it's a good choice to start investing for your kids. Take a look at what we think of Fidelity's JISAs and how our Founder Members have rated it!

Although Aviva is better known for insurance, it really has a decent ‘own brand vanilla ice cream’ type of DIY pension which anyone can navigate their way through, though it won't suit those who want more choice and broader investment ranges. Have a look at we think of Aviva's pensions and how our Founder Members have rated it!

We’ve scoured the market and asked our founder members to pick the top Junior ISAs for our community. Choose from our hand-picked JISA options here.

We’ve scoured the market and asked our founder members to pick the top ISAs for our community. Choose from our hand-picked ISA options here.

We’ve scoured the market and asked our founder members to pick the top pension providers for our community. Choose from our hand-picked pensions here.

We’ve reviewed the market and asked our founder members to pick the top ISAs and Pensions for our community of beginner investors. Choose here!

We’ve scoured the market and asked our founder members to pick the best sustainable ISAs for our community. Choose from our hand-picked options here.

What exactly are cryptoassets? How do you get started investing in Bitcoin, Ethereum, Blockchain, and the rest? Read our intuitive guide to make sense of it all.

Check out some of the main highlights from Boring Money's recent webinar: 'Investing in Smaller Companies'

Our webinars are designed to help real people just like you understand the world of investing and get involved. Find out what's coming up next!

Introducing our brand new Sustainable Disclosure Prototype. You said you found comparing ESG funds difficult and confusing. We've responded with a prototype that should make this easier for you. Find out more.

This pension was initially designed with the often neglected self-employed in mind. Read our expert independent view, rating and 1000s of customer reviews.

Award-winning blogger Holly Mackay covers the week's hottest money topics - jargon-free, irreverent and exactly what you need to know. Laugh your way to financial freedom

TILLIT allows researching funds to create your own ISA. The website has a crisp, modern design that is based around user experience. Read our expert independent view, rating and 1000s of customer reviews.

Which ISA provider is best? Compare between two providers with this helpful comparison table.

NuWealth app is easy to use, opening an account is rapid and there are no trading fees. Read our expert independent view, rating and 1000s of customer reviews.

eToro is a fast-growing social trading network with millions of registered users and endless trading and investment tools. Find out more.

Revolut is the disrupter bank adopted initially by many for its favourable treatment of exchange rates when travelling or making payments abroad. Find out more.

Octopus Money offers financial coaching to help people sort out their finances without the sometimes hefty price tag of regulated financial advice. Find out more.

Headquartered in Bristol, Hargreaves Lansdown is the UK's largest investment platform. Read Boring Money's in-depth review here.

Wealthify is a robo adviser that lets you invest as little as £1. Read our review of it here.

Read our expert independent view, pros and cons, Best Buy rating and real customer reviews for the AJ Bell LISA.

Read our expert independent view, pros and cons, Best Buy rating and real customer reviews for the Hargreaves Lansdown LISA.

Willis Owen Review: As a place to read up on ISAs, pensions, funds and shares, the website is nice. Will suit those with a mix of investments who are happy with some degree of choice. Administration can be occasionally problematic

Charles Stanley Pension is a good option if you value good customer service, investment choice and good fund research. Read our expert independent view, rating and 1000s of customer reviews.

Launched in Italy in 2011 before expanding to the UK in 2016, Moneyfarm offers a fully-managed Self-Invested Personal Pension. Read our detailed review here.

Barclays provide good research & tools alongside their pensions, yet they are quite pricey for small portfolios. Read our expert independent view, rating and 1000s of customer reviews.

This is a simple to use, modern pension which feels different from the start. Onboarding is relatively quick and easy and there is a strong sense of the ‘personal’, with ‘BeeKeepers’ allocated as client service managers to help customers throughout the transfer process. Language is kept simple throughout, charges can be illustrated as £s or %s – and the proposition feels much more customer-focussed than traditional incumbents.

True Potential Investor will fit those who want their pension to look and feel like an ISA. Read our expert independent view, rating and 1000s of customer reviews.

Hargreaves Lansdown Review: Hargreaves remains boringly good. The website is off-putting to less confident investors. For those familiar with the service, though it's easy to use and reliable

The app is easy to use, clear and provides good research. Fixed-fee and low cost investment option for both smaller and larger portfolios. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

Willis Owen are a good place to read up on pensions, funds and shares – especially for a beginner investor. Read our expert independent view, rating and 1000s of customer reviews.

Wealthify are a user-friendly robo adviser with clear interface, which makes it easy to manage pensions. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

Part of the Lloyds Banking Group, IWeb provides low-cost pensions, best suited to share traders. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

A big, reliable brand, Standard Life provides a Self-Invested Personal Pension (SIPP) which offers access to hundreds of pension funds from leading fund managers. Read our expert independent view, rating and 1000s of customer reviews.

Bestinvest Pension suits those who may need extra help and support and would like to hear some reassurance or validation. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

Vanguard Investor Review: Low-cost ready-made investment portfolios. Huge global player. Fair. Good choice to get started as a default option. It’s still a bit lacking in help and support.

A good all-rounder. Fidelity is a big, solid, global brand which offers a decent service and a fair price. Read more.

Halifax Pensions are a cheap option, particularly for larger portfolios. Suitable to more experienced investors. Read our expert independent view, rating and 1000s of customer reviews.

Very yellow. Bit dull. Safe. Reliable. It works pretty well and is simple enough to navigate, even for beginners.

Moneybox Pensions are easy to keep track of on their straightforward and super engaging app. Read our expert independent view, Best Buy rating and 1000s of customer reviews

Buying your first property can be stressful and at times feel like a pipedream. In this article, we explain how to get started, from understanding your budget to getting help with saving up your deposit.

BMO was better known as F&C before being acquired by the Bank of Montreal. This group was a big player in the Child Trust Fund space and so will have a lot of teenagers today on its books. With a fixed fee of £72 a year for ISAs this is decent enough. Offers access to a solid 10 investment trusts. Website is basic and help with which investments to pick could be improved.

Santander Digital Investment Adviser is a decent choice for those who don’t feel confident about investing. Read our expert independent view, rating and 1000s of customer reviews.

BMO was better known as F&C before being acquired by the Bank of Montreal. F&C was a big player in the Child Trust Fund space – the group has lots of teenagers today on its books. This global fund manager has solid creds in the ‘ESG’ investing space and has a better responsible, sustainable story than most. There’s a £30 a year fixed fee and no dealing charges. The investment range is narrow with 10 investment trusts, which could confuse the less confident. The online experience is a bit less slick than many, but for a buy and hold Junior ISA, containing a ‘mixed bag’ such as the well-respected F&C Investment Trust, it’s not a bad option.

The Big Exchange offers a simple, ready-made collection of ethical and impact investing. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

They are a low-cost service, suitable to confident investors who know what they're doing. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

This service is a decent start for less confident investors looking for the security of a big brand bank, and some handholding along the way. Onboarding feels quite long and it’s hard to keep up the enthusiasm to complete. Charges are fair (less than 1% in Year One) which includes advice.

Safe and simple option for existing Barclays customers who want to use a single online banking log-in. Read our expert independent view, rating and 1000s of customer reviews.

Only available to NatWest banking customers. This is a very simple offering and has only 5 investment options which are all NatWest products – this won’t suit more experienced investors or those who want some level of choice.

A decent option from a large advice firm which also offers this to smaller businesses as a workplace pension solution. The fees are a bit on the pricey side – around 1.15% a year all-in – although for the range of investments they access, this is fair enough

IWeb is a cheap choice, with a fixed one-off account opening fee of £100 and £5 trading fee. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

Willis Owen provides easy-to-understand research and content. Will suit those who prefer a wide range of investments. Read our expert independent view, rating and 1000s of customer reviews.

A nice user-friendly simple investment option which actually feels like a pleasure to use. Clear graphical interfaces make things easy, although the app is not as helpful as some. (It's fine - just a bit basic).

Charles Stanley Direct offers a wide investment range, with relatively low price tags and great customer service. Read our expert independent view, rating and 1000s of customer reviews.

AJ Bell Reviews: A good all-rounder for people who want a choice of funds/shares/ISAs and pensions.

A trusted brand, Aviva offers a huge range of investment products and pensions. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

IG's charges are competitive, ideal for portfolios over £50,000. Share dealing and ready-made portfolios are available too. Read our expert independent review.

With Interactive Investor the costs are low for both smaller and larger accounts, suitable for the more engaged investors. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

A good all-rounder. Fidelity is a big, solid, global brand which offers a decent service and a fair price. Read more.

Nice, easy to use, simple to open an account and use. Moneybox has found a niche for those who want to start investing with minimum fuss and complexity. I personally think it's a little annoying I can't see more about where my money is invested, if I try and dig.

Read our expert independent view, pros and cons, Best Buy rating and real customer reviews for the Dodl LISA.

Freetrade is an app-first platform offering free share & ETF trading. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

Bestinvest offer funds & shares, cheap ready-made portfolios and free financial coaching. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

Still one of the best providers out there, this platform is easy to navigate, has a good app and service levels have improved since some pandemic problems. Trouble is they are pricey. And for larger accounts holding funds, some will question if the undoubtedly great platform is worth it.

Fidelity is a strong, solid choice for ISAs and pensions for mainstream investors who value strong support and research. There is a wealth of content for those who want to learn. It feels a bit unloved compared to peers in terms of recent developments and progress - it's all fine but is starting to feel a touch dated.

Read our expert independent view, pros and cons, Best Buy rating and real customer reviews for the Moneybox LISA.

AJ Bell is a great all-rounder for those who want a solid, decent service at a reasonable price. The website is helpful and packed full of good information, and there are options to suit all levels of confidence. A good pick which is up there with the best.

Now part of the larger FTSE 100 abrdn, interactive investor has revamped its pricing to make it more competitive for smaller accounts and pensions too. The app is easy to use, clear and combines research with trading capability nicely.

They use a simple questionnaire to identify what sort of an investor you are and then do the rest for you. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

Nutmeg is the lovechild of a fresh digital cheeky start-up and Wall Street Big Boy JP Morgan, serving up ready-made investment combos to less confident investors who want someone else to do all the heavy lifting. Take a look at what we think of Nutmeg's ISAs and how our Founder Members have rated it!

Review of neo bank Monzo's new investment ISA feature by independent investment expert Holly Mackay. Does it live up to the hype? How does it compare? Is it value for money?

DIY investors will find it hard to beat the costs of this simple solution which offers a nice way to buy and hold ETFs. It’s easy to browse your options and to choose by theme, region, sustainable criteria or more. It doesn’t do much fancy stuff but did I mention, it’s cheap (!) and I think seasoned investors who keep things simple will get a pleasant surprise if they have a look.

The most established so-called ‘robo adviser’ – an easy option for beginners that runs users through a simple questionnaire and then builds a ready-made collection of investments. The team has also created Socially Responsible Investment options for those who want their money to back their values.

Plum integrates features like investments, spending analysis, budgeting and auto-savings. Read our expert unbiased view, rating and 1000s of customer reviews.

Vanguard is one of the most popular investment platforms in the UK. But what does Boring Money think of its Junior ISAs? (JISAs). Find out here.

Low-cost, no frills investing. The website is fine and supports those who want a simple buy and hold approach. Their LifeStrategy funds offer ready-made investment solutions and with over 30 million mostly happy customers globally, this feels like a safe option for most.

Aspect8 is a multi-award-winning Chartered financial planning firm, the gold standard in financial advice. We’ve been helping people like you make the most of their money since for almost 30 years.

Looking for some free tips on personal finance? Check out our selection of free resources relating to debt, savings, investments and pensions. Read more.

What exactly do advisers take care of? How can they help you manage your money more effectively? Find out in our Boring Money guide.

What is financial coaching? How does it differ from traditional financial advice? Find out here.

Want someone to tell you exactly what to do with your money? Where to put it? How much you can spend? Then a financial adviser may be for you! Learn more.

What exactly is digital advice? Is it right for you? How does it compare to traditional financial advice. Boring Money gives you the lowdown.

Women Talk Finance (WTF) is our Money Tribe for women who are fed up of waiting for the finance industry to change. Chartered Financial Planner Cleona Lira explains how she helps women with their money.

Women Talk Finance (WTF) is our Money Tribe for women who are fed up of waiting for the finance industry to change. Chartered wealth manager Susie Bewell explains how she helps women with their money.

Women Talk Finance (WTF) is our Money Tribe for women who are fed up of waiting for the finance industry to change. Chartered accountant and financial planner Mary Waring explains how she helps women with their money.

Women Talk Finance (WTF) is our Money Tribe for women who are fed up of waiting for the finance industry to change. Lesley James, founder of Simplified Money, explains how she helps women with their money.

Women Talk Finance (WTF) is our Money Tribe for women who are fed up of waiting for the finance industry to change. Financial Life Planner Tina Weeks tells us how she helps women with their money.

Women Talk Finance (WTF) is our Money Tribe for women who are fed up of waiting for the finance industry to change.

Zoe is a dedicated saver – even if the jargon sometimes gets in the way.

One half of this fun-loving couple has already reached retirement and is drawing on a pension. The other half, still working and loving it, is keen to keep saving as long as she can.

Alison's always been good at saving and has amassed a decent wedge of cash alongside her pension. But cash is pitifully weak these days.

Still in her twenties, time is on Elena's side when it comes to retirement planning.

Michelle has a few pensions but doesn't think about them very much.

Having worked for herself for many years, Sarah is used to taking charge - if she doesn't, who will? Now she's applying that thinking to her retirement.

With no pension yet, Alex is right at the start of her savings journey. But time is on her side if she starts now.

Retirement isn't far off for David, and he can't wait to shake the commute

Stay-at-home mum and business owner Victoria is hoping her decades of work will be enough to earn her a decent state pension.

Paul is fairly confident he knows what he's doing with his pension, but why stop there?

Our annual Best Buy Awards were established in 2019 to help UK investors see the wood for the trees and choose the best home for their money.

What is a Multi Asset Fund and is it right for me? Read our guide, learn the pros and cons and discover the Best Multi Asset Funds available to you.

Discover important information about finance matters. We cover everything from Sustainable investing to Pensions and ISA's.

These are the three major topics that self-employed people tell us they struggle with. Learn how to get them covered.

Learn how to decide whether you can afford a property, how to find out how much help you're entitled to, and what support you can expect to get.

What type of Sustainable Saver are you? Take our quiz to find out! And learn more about sustainable investing.

You know your shares from your SIPPs but could still use a few tips. Here's an ISA MOT and some fund ideas on Boring Money!

What kind of life do you want for yourself in retirement? And how will you provide it? Hard questions. Even some of us who are retired still don't know the answers! But it doesn't stop us from planning. And with the how-to tips and tools on these pages, it's easier than ever to make better choices.

We answer the key questions on how you can sort out your pension, what you need to know about inheritance tax, and how you might decide to set up an ISA for the grandkids

You know your shares from your SIPPs but could still use a few tips. Here's an ISA MOT and some fund ideas.

Running a small business can be a lonely gig. Here's a few tips and ideas to chuck into the mix.

Learn how to manage finances after divorce, including child maintenance and childcare.

Our income in retirement is kind of like a cocktail with three shots: State Pension + work + private pensions. Find out all you need to know to plan your retirement.

Investment trusts can claim a pedigree as long as the cash register, with the oldest going back more than 150 years. But unlike a cash register, there is no guarantee that they’ll dispense cash, though they have done a good job of growing wealth over the years, which explains their enduring popularity.

What is an online investment platform and is it right for you? Read our handy guide now and find out the benefits of online investment platforms today.

Robo advisers are a relatively new way to invest for people without a significant amount of assets. Find out more about this growing industry, including the pros and cons of robo advisers.

A Cash ISA (or Individual Savings Account if you're feeling like talkative) is a type of bank account where you can keep your savings in cash - rather than invested in the stock market,

A robo adviser is an online investment service which asks you questions and allocates a suitable basket of investments on your behalf. Is it right for you? Find out!

These tax-free savings accounts allow you to build up a nest egg for the kids. You can open a Cash JISA or a Stocks & Shares JISA, and anyone can pay into this until your child’s 18th birthday.

A Stocks & Shares ISA is a type of savings account where you can invest in the stock market without having to worry about tax.

Top of the Pops from the ETF scene, including some of the most popular on the market. Plus, we run through everything you need to know about what ETFs are, how they work, and if they're right for you.

Shares simply let us own a small slice of a company. If they do well, so do we. If they flop, we lose money. Also known as stocks, or equities, shares exist to enable companies to raise money to fund their activity and growth.

What is the State Pension? How much could you be entitled to when you retire? Read Boring Money's no-nonsense guide here.

A Lifetime ISA (also called a LISA) is a type of bank account that offers a tax-free way to save – but with a free top-up from the government!

Boring Money is an independent business, set up to help normal people who don't have PhDs in finance make smart investment decisions!

Over the last 5 years, we have listened and learned, and seen the Gender Investment Gap up close and personal. Visible! is our solution and has been lovingly built with our 500 female Founder Members telling us what they like, what they don’t and what needs to be better.

You know the old saying, there’s nothing certain in life except... But really, we do pay tax on everything. So what can we do to keep more of our money or get some of it back from the government? We’ve all heard words like ISA and pension, but do we really understand them? Which is better and why? This webinar is for everyone who'd like to be more in the know about these things

Responsible investing is one of the most powerful things we can do to affect change around the climate emergency. But what do we mean by sustainable investing?

Grief-soaked decision making can be traumatic and troublesome for our wellbeing. Leaning into the money matters, Chartered Financial Planner Sam Secomb will help you to navigate life-changing grief and find a purposeful way forward.

This 8 minute audio file will tell you everything you need to know about an ISA to get started with confidence. Find out more.

This is a course recap with a 10 point summary of what we think the main things are for a beginner investor to know and understand. Read more.

What are Multi-Asset Funds? Learn the basic principle of Multi-Asset Funds and the importance of diversifying your portfolio. This article explains the fund types and how they differ.

Robo advisers are a fantastic way for beginner investors to get financial advice. Learn what they are and how they work before you approach them.

Financial planner Jane Gow – a 55-year-old mother of three girls and one boy from the Wirral - has never suffered the loneliness of her children leaving home. That’s because her ‘boomerang’ kids just keep coming back.

Find the best, award winning low-cost pensions for portfolios with more than £50,000 for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning share trading investment platforms for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning low-cost pensions for portfolios with less than £50,000 for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning Stocks & Shares ISAs for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning investment apps for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning sustainable investment platforms for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning Stocks & Shares ISAs for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning Stocks & Shares Lifetime ISAs for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning Stocks & Shares Junior ISAs for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning DIY pensions for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning investment platforms for beginners in 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning low-cost ISAs for portfolios with more than £50,000 for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning low-cost ISAs for portfolios with less than £50,000 for 2023, rated by independent experts and 1000s of customer reviews.

The rise and rise of house prices in the UK has left many people sitting on the goldmine. The problem has been how to turn the rising value of your home into tangible cash that you can spend, while still keeping a roof over your head. For around 80,000 people a year, equity release is the answer.

The days of a job for life are long gone. Many people now have multiple pension pots from previous employers. Here's our guide on how to consolidate your pension.

What is life insurance? Why might you need it? Boring Money gives you the lowdown.

So you think it’s possibly time to start investing but the idea is as frightening as hurtling down a black run backwards? There are some relatively easy ways to get going…gently.

JISAs operate like a normal Isa: they are a tax wrapper into which you put cash, stocks or shares.

Lifetime ISAs were launched in 2016 to help younger people (for the avoidance of doubt – that’s the under 40s) save either for their first home, or for retirement. Find out more!

ISAs (Individual Savings Account, if you want to spell out their whole name) are a tax-free wrapper for your savings or investments.

Your pension income can come from three main sources: the government, your employer and you. The state pension is useful, but if you can’t live on £9,300 a year, you’ll need another source of income in retirement.

When you start a new job, you'll join your employer's workplace pension scheme. This is super important, if a little complicated to understand. Read our guide.

Currently the full state pension is £179.60 per week (woo yeah). It’s not exactly going to give you the lifestyle of the Queen, but it is money from the government that you are entitled to.

Should you update your funds research? Boring Money gives you the lowdown on when you might need to reconsider your investments.

Budgeting apps will help you save, organise and get you into a suitable place to start investing.

PensionWise is a really helpful service provided by the Government for people who want an impartial sounding board for their pension decisions when they are coming up to retirement.

All inclusive: When you see this, it means that the cost displayed is calculated based on the fee for holding an account, plus the fee for the investments you hold in that account

Trading apps are a great way to have control of your investments at the tip of your fingers – literally.

You're an Aspirational Green! You don’t want to think of your money going into big bad companies who are connected to fossil fuels, war or animal testing.

You're a No Nasties! You don't want your money to go anywhere near the bad guys or so-called 'sin stocks'. That’s how you sleep well at night.

You're a Pragmatic Green! As a seasoned investor, your intention is to be as green and sustainable as you can be, while still investing wisely.

You're a Pure Returns! On the lookout for hot air and the latest fad, you're likely to have a strong interest in the world of technology.

You're an Eco Warrior! You care passionately about the environment and are on a mission to make the world a better place for future generations.

You're a Social Champion! You champion diversity and inclusion, fair pay and conditions, and believe governments should help the poorest in society.

You're a Slow and Steady Saver! You're a sensible, seasoned and thoughtful investors who puts great store in good corporate governance.

Whether you're new to the investing scene or you consider yourself a more weathered stock market aficionado, check out our top 10 investing commandments!

Interested in learning about Investment Trusts? We're here to guide you through everything you need to know - from what they are and how they work to costs and other considerations.

Are you considering adding Investment Trusts to your portfolio but aren't sure if they're the right choice for you? Check out our list of key pros and cons!

Confused by all of the acronyms and abbreviations related to Investment Trusts? Check out our glossary to understand all the relevant terms you need to know!

Financial Adviser and Director of TP Financial Solutions Annabel Lumsden spoke to Boring Money for an exclusive workshop on divorce and becoming a single parent.

eToro is one of the most established share trading platforms, with a wide range of investment choices. Read our expert independent view, rating and 1000s of customer reviews.

The popularity of this app is easy to understand. It's essentially free, the app is nice and it feels engaging to use. The tools, analytics and research are pretty basic but hey - it's free if you pay in by bank transfer and don’t do fancy foreign exchange stuff!

CMC Invest has done a better job than almost anyone in offering a detailed sustainability ‘X-Ray’ for investors, so you can get pretty specific about your own personal No-Nos, from a really extensive list. It feels like this is the start for them so it’s not full of bells and whistles yet, but the plus is this service isn’t as overwhelming as many competitors’.

Compare Vanguard to Hargreaves Lansdown. From charges on funds, shares and ISAs to how they compare on reaching your financial goals. Read more on Boring Money.